person sorting through best credit cards in the new year

Comparing Credit Cards: The Top Four Picks For 2024 

Get more value in the New Year with the best credit cards, and turn to Cash Cow for your urgent cash needs! You’re spoilt for choice regarding credit cards and their rewards, so find the one that best suits your spending habits.

In this guide, you’ll dive deep into our top picks for credit cards in the 2024 New Year. As you read to the end, you’ll also discover options for your urgent cash needs in the meantime!

What Are The Best Credit Cards Going Into 2024?

There are plenty of excellent credit cards on the market going into 2024. Each one has unique traits that make it suitable for different users. 

So, it’s best to compare them and find which offers the most value based on your spending habits.

To help you with your search, here are our picks for the best credit cards in 2024:

1. Amazon Prime Visa - Best For Online Shopping

What it is: The Amazon Prime Visa credit card is the first item on this list and is our top pick for online shopping. That’s a co-branded card between online shopping giant Amazon and credit card provider Visa.

What we like about it: Our favorite thing about this card is the unlimited cashback offered at Amazon-owned brands like, Amazon Fresh, and Whole Foods Market. Amazon Prime members can also qualify for a $100 Amazon Gift Card as a welcome bonus upon signing up.

woman with credit car for new year in 2024

2. American Express® Gold Card - Best For Travelers

What it is: The American Express® Gold Card has been around for a long time and continues to be among the best. That’s why it’s our pick as one of the best cards 2024, particularly for travelers.

What we like about it: Travelers will get plenty of value from this card, starting with the many reward points for flights and worldwide restaurant dining. On top of that, cardholders have access to The Global Assist Hotline and various other protections while traveling.

3. Discover it® Student Cash Back - Best For Students

What it is: Students have become a significant group of users of credit cards, and providers have taken notice. Discover is a perfect example with its Discover it® Student Cash Back card.

What we like about it: As you might’ve guessed from the name, this card is one of our top picks because of how the card and its rewards are tailor-made for students. So, not only will students have an easier way to qualify for a credit card, but they’ll also have plenty of rewards to enjoy if they get approved.

4. DoorDash Rewards Mastercard® - Best For Food Deliveries

What it is: Here’s another co-branded card that we like: the DoorDash Rewards Mastercard®. The card offers plenty of benefits surrounding DoorDash food deliveries, grocery stores, dine-in restaurants, and more.

What we like about it: Food deliveries have become essential to many people’s lives, and DoorDash is one of the biggest service providers today. A co-branded card like this one provides frequent users a chance to get more value out of their spending thanks to the cash-back features, free deliveries, and a chance to get a complimentary DashPass membership with the card.

person with cash from new year loan

How Can I Get Urgent Cash Without A Credit Card?

The top credit cards described above offer plenty of convenience and many rewards when purchasing. But if you’re still waiting to get your hands on one of them and need cash urgently, you can consider borrowing cash in other ways.

For example, you can consider getting a title or payday loan. These two options are quick and convenient ways to borrow emergency money with little or no fuss. One thing they have in common is they require very few documents to get started.

Here’s what you need to know before deciding which option is best for you:

  • Title loans: This type of loan uses your lien-free car title as collateral. You can qualify for as much as $1,400, depending on your car is worth. You’ll get to keep the vehicle, given that only the title is used for collateral.
  • Payday loans: You don’t need collateral to get a payday loan. Instead, you can qualify for up to $300 with your driver’s license, pay stub, and a blank check from your active checking account.

No matter which one you choose, you can expect a straightforward process and quick processing. If approved, the money could be yours as early as the same day or the next business day!

Get Started Now!

Compare our top picks of credit cards for the New Year and find the one that suits your spending habits the best! That way, you’ll get more value out of every purchase that you make this coming year.

In the meantime, you can access quick cash through Cash Cow by getting a title or payday loan for your urgent financial needs. Start now by completing the simple online request form with your information, and a friendly representative will contact you soon!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.