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How Title Loans Work In Louisiana

If you are wondering, “how do title loans work?” we have made it simple for you to understand the process of getting a title loan at Cash Cow. Getting a title loan is fast and easy at any of our convenient Louisiana store locations.

Our title loan process is simple, so you can quickly find out if you qualify for approval and how much money you will receive. Your vehicle inspection determines how much we can lend you if you are approved for the loan. This means we will have to inspect your vehicle prior to letting you know if you qualify for approval.

We've made sure to make our website easy to navigate, too so that you can find the answers to your questions quickly. If you are ready to learn about the title loan process, keep reading to learn how you can get a title loan.

Use Your Lien-Free Vehicle Title To Apply

A title loan is a secured loan that allows you to use your vehicle's lien-free title as collateral. For you to be able to use your vehicle title as collateral, you must make sure it is lien-free. When your title has a lien on it, this means that you currently have an unpaid loan out on your vehicle. If there is already a lien on your title, you can't apply for a Louisiana title loan.

We will place a lien on your title while you repay the loan. And while you may think that means you won't be able to drive your vehicle, that is far from the case. We will not keep your vehicle while you are repaying the loan. You are free to continue using it how and when you want!

The Step By Step Title Loan Process

At Cash Cow we make getting a Louisiana title loan simple for anyone to understand. Read through the 5 easy steps below to find out what you need to do to apply and qualify.

1. Get Your Required Items Ready

The first step is to know about the requirements you need for us to determine if you qualify. The good thing is we don't make you bring in a lot of items.

To get a title loan, you need the following items:

  • Your driver's license or state-issued photo ID.
  • Your paid-off vehicle for the vehicle inspection.
  • Your lien-free title in your name as collateral.

While you gather the required documents, you should also start thinking of questions you want to ask us. Remember, the more questions you ask, the better understanding you will have about the loan. You should ask about the repayment schedule, how you'll get the money, when you can get another loan (if need be) and so on.

2. Give Us A Call Or Fill Out The Online Form

After you've gathered the items, you can either give us a call or go to our website and fill out the online form. This form allows the representative from the nearest store location to give you a call. Whether you call us directly or we call you, you'll be on the phone with us so that we can help you get through the other steps of the process.

3. Talk With One Of Our Representatives

While on the phone, we will discuss the loan and what items you need. This is also a good time to ask any questions you have about how title loans work. Aside from that, we will also set up an appointment at one of our nearest Cash Cow location. The good thing is we have over 40 locations all throughout Louisiana, so you are likely to live near one.

4. Come To The Nearest Store For The Vehicle Inspection

Once you are off the phone, all you must do is grab your required items and head to your meeting. Once you are here, we will sit down with you to inspect your vehicle and review your other items. Doing this allows us to determine if you qualify for approval and how much we can lend you.

5. Find Out If You Qualify For Approval

Once we've had a chance to review your items and inspect your vehicle, we can tell you if you are approved and how much we can lend you! If you are approved, we will go over the final paperwork and loan terms. This is also a great place to ask any remaining questions you may have about how title loans work. Once you are done filling out the paperwork, you can get the money either that same day or the next bank business day.

Now that you know how title loans work and how the process looks like, you are one step closer!

More You Should Know About Title Loans

There are just a few more things you should know about getting a title loan. When it comes to our process, you can complete the in-person meeting in around 30 minutes - give or take. And when you go to start repaying, you can do that right online through our payment portal.

Another thing about this loan, your name must appear on the title. If the vehicle you are using is currently in your spouse's name and your name doesn't appear, your spouse will have to get the title loan in their name. The person's name that is getting the loan must appear on the title to get car title cash. Head to your local DMV to have your title transferred to you or to have a lien removed before you come see us at Cash Cow.

Get Started On The Simple Title Loan Process Today!

Now that you know how title loans work, are you ready to start the process right now? Take a moment to fill out our easy online request form and answer the phone when your representative from Cash Cow calls you. Thank you for choosing Cash Cow to provide you with the emergency cash you need today!

Title Loans

Title Loans

Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $1,400 fast and easy.

Payday Loan

Payday Loans

Cash Cow offers payday loans as a fast and easy alternative to get the cash you need. Get $100 - $300 in-store in as little as 30 minutes.

Wisconsin Auto title loans

Get a Louisiana payday loan or title loan from Cash Cow of Louisiana when you need same-day cash in a hurry! We offer convenient online title loans where no store visit is required and also in-store payday loans in Louisiana. To get started, fill out the simple online form above or give us a call at any one of our convenient store locations near you.

Required Items to Get a
Cash Cow Title Loan

Required Items to Get a
Cash Cow Payday Loan

Get the emergency cash you need without the hassles of a traditional bank loan! Cash Cow of Louisiana has you covered with payday loans up to $300 or car title loans up to $1,400. Apply today!