How to Get a Title Loan in New Orleans, LA

May 25, 2021 | Louis Tully

African-American lady got a title loan in New Orleans, LAAre you dealing with a financial problem you’re unable to handle without outside help? You might want to get a title loan.

It doesn’t take much to get a title loan in New Orleans. Cash Cow Louisiana, Inc. makes the process easy and accessible for the absolute majority. You only need to satisfy a couple of requirements to qualify and, if approved, you could get the cash in as little as 30 minutes.

Of course, before you apply – there are a few things you need to know about getting title loans in New Orleans LA.

3 Things To Know Before You Get a Title Loan in New Orleans

Here’s what you need to keep in mind, before applying for a title loan.

1. Use Title Loans to Deal with an Emergency Only

Title loans might seem like an appealing way to fix your problems easily without giving them a second thought, but you do need to keep in mind that a loan isn’t a gift. You will be adding to your existing financial obligations if you get one.

So, before you apply, do make sure that there’s no other option to deal with your problem.

Typically, title loans are considered an optimal solution when the problem is time-sensitive and there’s a need to get the cash required on short notice. Medical emergencies, car problems, urgent house repairs would be good examples.

2. You Don’t Need to Worry about Your Credit

Cash Cow Louisiana, Inc. is open for all credit types.

This means your credit won’t influence your loan eligibility. Your credit can be good, bad, or you might have no credit at all – if you have the required items in order, you’re likely to qualify for the loan.

3. You Can Get a Title Loan in New Orleans Even If You’re Unemployed

Employment isn’t a mandatory requirement to get a title loan in New Orleans.

Title loans are secured loans – you’ll be providing the lender with your car title as collateral. This security allows the lender to be freer in their approval policies.

You can use any other means you find comfortable to pay the loan off (ex. Any benefits, regular or one-off compensation, pensions, savings, etc.)

Here’s What You’ll Need to Do to Get a Title Loan in New Orleans

Female driver on her way to a title loan store

It’s easy to get a title loan in New Orleans – you just need to follow the following steps:

1. Have the Items Necessary to Get a Title Loan in New Orleans in Order

As mentioned above, there are only a couple of requirements to satisfy: you need to be over 18 and outright own your car.

And you need to provide the lender with documents that prove you’re over 18 and own your car:

  • A state-issued ID or driver’s license to verify your age and identity;
  • Your car title – it must be 1) completely lien-free proving the car isn’t financed or has any other financial judgments against it; 2) in your name to prove your full ownership of the car. You won’t be able to use a car title in another person’s name even if you’ve been the de-facto owner of the car in question for years and have their permission. If that’s the case you’ll need to have the title transferred to your name at the DMV prior to applying for the title loan.
  • The car itself – it will be inspected to determine the amount of loan you qualify for.

2. Submit a Short Online Form to Get a Title Loan in New Orleans

The quickest way to start the title loan application process is to fill out and submit the online request form you’ll find on the website.

3. Answer the Phone When the Loan Representative Contacts You

When the form gets processed, you’ll get a call from a loan representative you’ll be working with. Keep the phone close not to miss the call, as it doesn’t take a long time for the form to get processed.

The loan representative will check if the information you provided is correct, as well as provide further instructions and schedule a meeting with you.

4. Be on Time for the Meeting with the Loan Representative

You will need to pay a short visit to the local Cash Cow Louisiana, Inc. location. The representative will need to inspect the car, as well as assess the documents to determine the maximum amount of loan you qualify for if you qualify for one (it could be up to $1,400).

5. Get Your Approval and Cash

The entire procedure of having your car and documents assessed typically takes under an hour and could take as little as 30 minutes.

If you’re approved, you’ll complete the simple paperwork and get the cash you qualified for the very same day.

Get Started Today!

Getting a title loan in New Orleans is easy if you know the right place to go. Here, at Cash Cow Louisiana, Inc., we will do our best to help you get approved and receive your money within minutes! So, apply for a title loan RIGHT NOW and you might get the New Orleans cash for title TODAY to handle your money problem ASAP.