How to Get a Title Loan in New Orleans, LA
It doesn’t take much to get a title loan in New Orleans. Cash Cow makes the process easy and accessible for the absolute majority. You only need to satisfy a couple of requirements to qualify and, if approved, you could get the cash in as little as 30 minutes.
Of course, before you apply – there are a few things you need to know about getting title loans in New Orleans LA.
3 Things To Know Before You Get a Title Loan in New Orleans
Here’s what you need to keep in mind, before applying for a title loan.
1. Use Title Loans to Deal with an Emergency Only
Title loans might seem like an appealing way to fix your problems easily without giving them a second thought, but you do need to keep in mind that a loan isn’t a gift. You will be adding to your existing financial obligations if you get one.
So, before you apply, do make sure that there’s no other option to deal with your problem.
Typically, title loans are considered an optimal solution when the problem is time-sensitive and there’s a need to get the cash required on short notice. Medical emergencies, car problems, and urgent house repairs would be good examples.
2. You Don’t Need to Worry About Your Credit
Cash Cow is open for all credit types.
This means your credit won’t influence your loan eligibility. Your credit can be good or bad, or you might have no credit at all – if you have the required items in an order, you’re likely to qualify for the loan.
3. You Can Get a Title Loan in New Orleans Even If You’re Unemployed
Employment isn’t a mandatory requirement to get a title loan in New Orleans.
Title loans are secured loans – you’ll be providing the lender with your car title as collateral. This security allows the lender to be freer in their approval policies.
You can use any other means you find comfortable to pay the loan off (ex. Any benefits, regular or one-off compensation, pensions, savings, etc.)
Here’s What You’ll Need to Do to Get a Title Loan in New Orleans
It’s easy to get a title loan in New Orleans – you just need to follow the following steps:
1. Have the Items Necessary to Get a Title Loan in New Orleans in Order
As mentioned above, there are only a couple of requirements to satisfy: you need to be over 18 and outright own your car.
And you need to provide the lender with documents that prove you’re over 18 and own your car:
- A state-issued ID or driver’s license to verify your age and identity;
- Your car title – it must be 1) completely lien-free proving the car isn’t financed or has any other financial judgments against it; 2) in your name to prove your full ownership of the car. You won’t be able to use a car title in another person’s name even if you’ve been the de-facto owner of the car in question for years and have their permission. If that’s the case you’ll need to have the title transferred to your name at the DMV prior to applying for the title loan.
- The car itself – it will be inspected to determine the amount of loan you qualify for.
2. Submit a Short Online Form to Get a Title Loan in New Orleans
The quickest way to start the title loan application process is to fill out and submit the online request form you’ll find on the website.
3. Answer the Phone When the Loan Representative Contacts You
When the form gets processed, you’ll get a call from a loan representative you’ll be working with. Keep the phone close not to miss the call, as it doesn’t take a long time for the form to get processed.
The loan representative will check if the information you provided is correct, as well as provide further instructions and schedule a meeting with you.
4. Be on Time for the Meeting with the Loan Representative
You will need to pay a short visit to the local Cash Cow location. The representative will need to inspect the car, as well as assess the documents to determine the maximum amount of loan you qualify for if you qualify for one (it could be up to $1,400).
5. Get Your Approval and Cash
The entire procedure of having your car and documents assessed typically takes under an hour and could take as little as 30 minutes.
If you’re approved, you’ll complete the simple paperwork and get the cash you qualified for the very same day.
Get A Title Loan in New Orleans Today!
Getting a title loan in New Orleans is easy if you know the right place to go. Here, at Cash Cow, we will do our best to help you get approved and receive your money within minutes! So, apply for a title loan RIGHT NOW and you might get the New Orleans cash for title TODAY to handle your money problem ASAP.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.