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How Payday Loans Work

At Cash Cow in Louisiana, we are always happy to help you understand how payday loans work. If you are going through an emergency situation, you shouldn't have to spend a lot of time just trying to figure out what a payday loan is or just how a payday loan works. We want this process to be simple and easy for you.

In fact, we've made our entire website user friendly, so you can find the answers to the questions you need or our contact information so you can immediately chat with us. By the end of this article, you should understand what Louisiana payday loans are and how they can help you with your emergency expenses. So, if you are ready to get started, keep reading and learn about our fast process.

Payday Loans Can Help With Emergency Expenses

A payday loan is a loan that helps bridge the gap between pay periods when you need emergency money quickly. Basically, if you have a sudden financial emergency that can't wait and would get worse if not handled before your next paycheck, this loan can help you out.

When you get payday advance loans with us at Cash Cow, we will make sure to let you know quickly if you are approved and how much we are able to lend you - which could be between $100 - $300 for a payday loan. Keep in mind that this loan was designed for emergencies, not for frivolous purchases or to solve your financial problems.

Getting A Payday Loan Is Easy

Louisiana payday loans don't have to be complicated when you come to Cash Cow. We have knowledgeable and reliable loan representatives just waiting to help you get started. And we've even broken down our entire payday loan process below so you know what to expect.

How Do Payday Loans Work? Here Are The Steps

Understanding how payday loans work is easy. We assess your financial situation and your income to determine how much you could, realistically, pay back during the repayment schedule. We take this information and determine if you qualify for approval and how much you could get.

These are the steps you need to take to apply for a payday loan:

1. Review The Requirements

Before you can fill out any forms for payday advance loans, you'll need to get the required items ready. The good news is we don't require you to bring in too many items. In fact, we only ask that you bring in three items that we can assess to determine if you qualify for approval. Keep in mind that, without these items, we won't be able to go through with the application process you. They are mandatory.

The documents you need to get a payday loan are the following:

  • Driver's license or state-issued photo ID - to prove you are above the age of 18
  • Most recent pay stub - to prove that you have a stable income
  • Blank check from an active checking account in your name - to give us a clear picture of your finances

You can also arrive with some questions to ask us when we meet in person. This is the best way to ensure you get your questions answered about how payday loans work. You should always make sure to ask questions whenever you are getting a loan because you want to make sure you are clear on the details. If there is anything you are unsure about, make sure to ask us! If you need answers immediately, you can check out our payday loan FAQ page. You should also know that if you have poor credit, you can still qualify for this kind of loan with us!

2. Fill Out The Online Form

Once you have the required items and you have thought through your questions and prepared them, you can being the process of applying for the payday loan. This includes going to our homepage to fill out the online form. This form will then send your contact information to the nearest Cash Cow location so that one of our representatives can give you a call. Don't worry about the security of the information you provide to us on this form. We ensure that the information you provide stays as confidential as possible.

3. Talk To A Loan Representative Over The Phone

Once we have received your form, one of our loan representatives will give you a quick call to discuss how payday loans work. This is a good place to ask some of your questions - even though you will meet with us later in person to really get into the details. Besides answering your questions, we will also go over what items you need to bring in for us to assess and then we will set up a meeting for you to come in with your required items.

4. Come To The Appointment With Your Documents

Once you are off the phone, the next thing you to do is gather your items and bring them to the nearest Cash Cow location. You can find your nearest location when you go to our payday loans locations page. This is where we will go over your items to determine if you qualify for approval and how much we could lend you. We base this off of your income and financial need, so it is important we have these items. This process shouldn't take long, so you should know quickly if you are approved.

5. Find Out If You Qualify For A Payday Loan

The last step just involves you finding out if you qualify for approval! As we said above, we will quickly assess your items and determine if you qualify for approval. If you do qualify, we will let you know how much we can lend you - which can be anything between $100 - $300. If you agree with the price we can lend you, we will then go over the loan terms so you really understand how payday loans work. We will then help you finish the paperwork and answer any remaining questions you have. Once you sign everything, you are done! So, if you've been wanting to know how a payday loan works, now you know exactly how!

Additional Payday Loan Information You Should Know

Now that you know how payday loans work and we've gone through the entire process, you are officially finished. All you have to do is get familiar with your repayment schedule - you can always read the paperwork to learn about your repayment. When you are ready to repay, you can do that right online through our payment portal.

If you need to get in touch with us for whatever reason, remember that we have an online chat feature so you can immediately chat with us. Thank you for choosing Cash Cow in Louisiana for your payday loan. You are now ready to go! Fill out the online form on our website to get started on the process today!

Title Loans

Title Loans

Turn your car into fast cash for things like medical bills, auto repairs or other unexpected expenses. Use your car to get up to $1,400 fast and easy.

Payday Loan

Payday Loans

Cash Cow offers payday loans as a fast and easy alternative to get the cash you need. Get $100 - $300 in-store in as little as 30 minutes.

Wisconsin Auto title loans

Get a Louisiana payday loan or title loan from Cash Cow of Louisiana when you need same-day cash in a hurry! We offer convenient online title loans where no store visit is required and also in-store payday loans in Louisiana. To get started, fill out the simple online form above or give us a call at any one of our convenient store locations near you.

Required Items to Get a
Cash Cow Title Loan

Required Items to Get a
Cash Cow Payday Loan

Get the emergency cash you need without the hassles of a traditional bank loan! Cash Cow of Louisiana has you covered with payday loans up to $300 or car title loans up to $1,400. Apply today!