What You Absolutely Need To Qualify For Payday Loans In Harvey, Louisiana
A few hundred dollars can help a lot when it comes to huge bills and unexpected expenses, and this is why people look for payday loans in Harvey, Louisiana for help. Cash Cow is a source for payday loans that can give you that little bit of extra cash when you need it most. Getting a Harvey payday loan is fast and easy, and there are just a few things you’ll need in order to find out if you qualify. Keep reading to find out what items you’ll need for this loan!
What Do I Need To Qualify For A Payday Loan?
Bank loans require you to bring multiple paperwork and meet strict requirements before you can apply — let alone approving you if you don’t meet their high standards. We’ve adapted a different approach for payday loans in Harvey, Louisiana. After all, there are a lot of people who don’t really need a large, long-term bank loan. Far more of our clientele need smaller amounts for a shorter period. Therefore, you’ll only need these three things to find out if you qualify:
- Driver’s license - Any other government photo ID will be okay, too. This will verify your identity when compared with the other items we require.
- Your most recent pay stub - Your pay stub serves as proof of income so we know you can repay the loan when the time comes. It is also used to set the date of your payment, so it conveniently falls after your next paycheck.
- A blank check - The check should be from an account with your name on it so we know that the person agreeing to the loan is the same person receiving the cash.
Other than these simple documents that you probably have readily available, there are just two other things you’ll need for a Harvey payday loan. You must be 18 years or older to get this loan with us. Individuals younger than 18 are not able to legally sign contracts or get loans. You’ll also need the availability to come into the store to complete the process. We finalize everything when you bring in your items. Our process doesn’t take long, but you will need to set aside time to visit us in person.
Do I Need Perfect Credit To Get This Loan?
As you go through this list, you’ll notice that we don’t talk about credit. This is because you don’t need perfect credit to get this loan with us at Cash Cow! Your Cash Cow representative will take several factors into account before simply declining your loan due to bad credit. In fact, we won’t even report payday loans in Harvey, Louisiana to the major credit bureaus, so you don’t have to worry about this loan negatively impacting your credit score at all!
How Do I Apply?
Figuring out what you need for payday loans in Harvey, Louisiana is simple – as we’ve shown with this guide. But the best part is, once you have the required items ready, starting the process is just as simple! Our simple process will make you question why you haven’t already looked into payday loans as a way to cover small expenses between paychecks. Just follow this breakdown of our process below:
- Call the location closest to you. Or, better yet, fill out the online form to submit your information simply and quickly. Your information will automatically be sent to the nearest location. If you choose the online option, you’ll get a call back as soon as a representative at that location is available to handle your loan.
- On the phone, you’ll be asked to verify some information, and then you’ll set up a time to go to the store to meet with your contact in person. The phone call should only take a few minutes, and you’ll be ready to proceed.
- At the store, you’ll present your documents so they can be assessed fully. Then – if you are approved – you’ll need to finish some additional paperwork. The representative will also go over the loan terms so you understand everything. Once you agree with the terms, you can either get the money on the same day or the next.
Payday Loans Are Available Today!
As you can see, it doesn’t have to be difficult to find out what you need to apply for a Harvey payday loan. All you have to do is begin the process by calling or completing an online form, and very soon, you’ll be in contact with someone who can walk you through the next simple steps of the process. But you can’t qualify if you don’t apply! And now you know what you need to get started! So gather your required items and get started on the process for payday loans in Harvey, Louisiana today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.