6 Benefits Of Applying For Payday Loans In Ruston, LA
Payday loans in Ruston, LA can be a good solution when you need some cash fast. It’s an option when you are between paychecks and need quick cash to solve an emergency. And they come with plenty of other benefits as well. Whether your car broke down or you have another urgent bill, you’ll enjoy these 6 benefits of payday loans from Cash Cow in Louisiana.
Look At These Benefits When Applying For Payday Loans
1. You Don’t Need Good Or Excellent Credit
Most banks and credit unions require a credit score of at least low 600s just to apply for a personal loan. While credit scores are indicators of general financial well-being, they only consider specific factors – not the whole picture. It doesn’t give a potential lender the full picture of whether you are a trustworthy person or not.
Getting a traditional loan can be a nightmare for those who are working on increasing their credit, bouncing back from bankruptcy, or simply have low credit because they don’t have many credit lines. Cash Cow Louisiana recognizes these factors and allows those with all credit scores to apply for their payday loans in Ruston, LA without fear of getting automatically disqualified.
2. There’s No Need For Collateral
Certain lenders and types of loans require you to put up collateral to get your cash. This could be your home, car, or other assets you own. Payday loans from Cash Cow, on the other hand, don’t require collateral and trust that you’ll pay back the loan with your next paycheck, as agreed upon. Meanwhile and afterward, you can keep your car and the roof over your head without worry.
3. Cash Cow Only Has Three Requirements To Apply
Instead of meeting a long list of requirements just to apply for a personal loan, enjoy the ease of Cash Cow’s requirements for payday loans in Ruston, LA. All you’ll need is your driver’s license or state-issued photo ID, your most recent pay stub, and a blank check from an active checking account in your name. No W2s, tax forms, or a long list of verification questions are needed to apply!
4. The Payday Loan Process Is Short And Easy
Once you’ve got your three forms in hand and fill out the online form on our website, it takes as quick as 30 minutes to get through our process. Once you meet with a representative who will verify your documents, they will decide if you qualify for approval and help you finish the paperwork in as fast as half an hour. If approved, you could get the cash either the same day or the next day.
5. It Is Easy To Find Our Locations
Another reason you should get payday loans in Ruston, LA is how easy it is to find us. There is no need for you to go on Google and sift through a bunch of lenders. Just go to our website and check out our locations page. From there you can scroll through our locations – including our Ruston location – and find our address. Or you can give us a quick call and ask us where we are located.
6. You Can Get Cash As Soon As Today
We here at Cash Cow know payday loans should be fast. Urgent financial pressures call for urgent help – that’s why, once they find out if they are approved, our customers can have anywhere from $100 to $300 as soon as the same day or the next bank business day. We make sure you get the cash you need soon so you can handle your emergencies sooner rather than later.
How To Get Payday Loans In Ruston, Louisiana
Now that you know these benefits, you are ready to apply! If you need some extra cash before your next paycheck hits, it may be time to apply for your Cash Cow payday loan. First, gather your driver’s license or state-issued photo ID, your most recent pay stub, and a blank check from an active checking account in your name.
Next, fill out the simple inquiry form on our homepage. This information is used so that our representative can easily get in touch with you, and you should receive a call from them shortly after submitting the form. Our representative from the nearest Louisiana payday loan location will walk you through the process, answering any of your questions along the way.
You’ll then set up a time to meet with them at the Cash Cow location closest to your home. You’ll present your documents at this location and our representative will decide if you qualify for approval. If you are approved, they will help you finish the paperwork and you’ll receive your cash that same day or the next work day.
Get Your Cash In Ruston Today!
Payday loans in Ruston, LA are easy to apply for, provide a fast loan decision, and could put up to $300 in your pocket by the end of the day. So the next time you are going through an emergency and need cash before your next paycheck comes in, don’t hesitate. Just go on our website and fill out the online form to get started on our simple and quick process.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.