payday loan LA qualifications

6 Tips To Qualify For A Payday Loan In Laplace, LA

When it comes to certain emergencies, a payday loan is an option to tide you over when you need it most. But getting qualified for a payday loan can be tricky if you aren’t sure what to do. The beneficial thing is there are certain things you can do to get ready and prepare yourself to get through the process as quickly as possible. Use this guide to learn six tips that’ll give you a better chance of qualifying for payday loans in LaPlace, LA.

Use These Tips To Get Ready For The Payday Loan Process

Get Familiar With Our Website

To make sure you are ready for this process, you need to make yourself familiar with our website. This means making sure you know where to find our location page, where to find the payday loan FAQ page, and where to find our reviews. The good thing is our website is simple to navigate. And once you are ready, the online form you need to begin the process is right on the homepage of our website.

Have Your Driver’s License Or ID Ready

Your identification and age are important, so if you have a tendency to forget or lose your ID, then it’s a good idea to make sure it’s by your side when you’re going through the process. We need to know who you are and that you are of legal age to establish a bond of trust and confirm your eligibility. Keep in mind you can either use your driver’s license or your state-issued photo ID to prove your age. Minors can’t apply for this loan with us.

qualify for payday loans in LA

Get Your Pay Information Ready

To get a payday loan, you’ll need to have your most recent pay stub. This information lets us know how much you earn in a pay period, which plays into how much you can qualify for if you are approved. You will also need to write a blank check from an active checking account in your name. We use this as security that your payday loan will be repaid in accordance with the terms and conditions.

Speak To A Representative

The friendly loan specialists at Cash Cow understand that payday loans are a short-term way to tide you over, not a financial solution. As such, they will recognize that your financial situation isn’t at its best; otherwise, you wouldn’t need a payday loan. Talking honestly with your representative about why you need a loan, how much you need, and how you plan to pay it back goes a long way in building a bond of trust.

Pay Off Other Loans

If you happen to have other loans out, it’d be beneficial for you to pay them off. If you are paying off other loans while trying to get payday loans in LaPlace, LA, this means it’ll be difficult for you to repay this loan on time. Remember that when it comes to Cash Cow, this loan should be repaid by the time you get your next paycheck – which is usually in two weeks. If you don’t have that money ready, it could mean throwing yourself deeper into unpaid debt.

Fill Out The Online Form As Soon As You Are Ready

As soon as you feel ready and you understand what payday loans in LaPlace, LA are, you should begin the process as soon as possible. The earlier you begin, the earlier you’ll find out if you qualify for approval. And if you do qualify for approval, you can get the money either on the same day or the next bank business day. So as you can see, filling out the online form as soon as possible can be beneficial.

LA payday loan qualify

Getting Started With Cash Cow

Cash Cow Louisiana offers a great way to get payday loans in LaPlace, LA since we offer loans from $100 to $300 for your needs. The process can take as little as 30 minutes in person, getting you the money you need on the same day or the next business day should you be approved. When you go to the store, the representative will verify your items to see if you qualify for approval. If you do, they will go over the loan terms and help you get the money you need. To apply, you’ll need the following items:

  • Driver’s license or state-issued ID,
  • Your most recent pay stub,
  • A blank check from an active checking account in your name.

Apply Online Today!

Navigating the world of payday loans in LaPlace, LA can be tricky, but Cash Cow recognizes that not everything is going to be perfect in your application. Just make sure you go through this list to be as prepared as you possibly can. And even if you have bad credit, there’s no harm in applying online to see what Cash Cow can do for you today! So don’t hesitate and begin filling out the online form to get started with the process.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.