requirements for a Baton Rouge title loan

What Is Required To Apply For Title Loans In Baton Rouge, LA?

Title loans in Baton Rouge, LA from us at Cash Cow allow you to borrow between $300 and $1,400 to fund unexpected situations like medical bills, veterinary fees, and home repairs. And while we’ve made sure they don't come with many requirements here, there are still a few to be aware of before diving into the process. So, we will go over the three things you must have to acquire a Baton Rouge title loan with us in the following sections.

Requirements For Title Loans In Baton Rouge, LA

As mentioned, there are only three things required to get a title loan from us at Cash Cow. We will look at them in detail now to ensure you can meet the criteria. After all, there's nothing worse than wasting your time by not being prepared, since we can’t make any decisions without looking at this items and inspecting your vehicle. With that in mind, you will need the following items to find out if you can get a Baton Rouge title loan in your area:

1. Identification

Having identification is pretty self-explanatory since it's required by all lenders for any financial loan. While we usually ask that you have your driver’s license – which you should have if you are looking to get a title loan – that isn’t the only ID we allow. If for whatever reason you don’t have your license, you can use your state-issued ID. All you need to do is ensure it displays your name, picture, and date of birth. Please note that you must be at least 18 years old to get title loans in Baton Rouge, LA.

2. Lien-Free Vehicle Title

When it comes to what kind of title you can use as collateral for this loan, you are only allowed to use a lien-free vehicle title in your name. Lien-free simply means that your title is clear of any outstanding liens or loans. We only work with lien-free titles because you must own your vehicle outright to get a title loan from Cash Cow, and this document proves you do.

man getting ready for Baton Rouge car title loan

Also, as you may have already guessed, the name on your vehicle's title must match the name on your valid form of identification. If your vehicle is registered under somebody else's name or you have to remove a lien from your title, you'll need to request either a transfer of title from the DMV or have them remove the lien before beginning the process for a title loan with us.

3. Vehicle

Finally, you will need your vehicle that matches the lien-free title. Keep in mind that, in order to see if you qualify for a title loan, we can only work with trucks, vans, and cars. You can't get a title loan from us with a motorcycle, tractor, boat, RV, trailer, ATV, or any other type of vehicle. While we don’t use your vehicle as collateral, it helps us establish the amount of money we can lend. When we inspect your vehicle, we are looking at its overall condition. These are some of the things we look at:

  • Make and model.
  • Odometer reading and age.
  • Condition.
  • Service history.

Understand Our Process

Now that you know about the requirements to find out if you can get title loans in Baton Rouge, LA, you need to know how it works to get a title loan! The good thing is, just like our requirements, we’ve made sure to make the process simple for anyone to understand. We want to make sure you can quickly get through the process so we can tell you if you qualify for approval. Here is a breakdown of our process:

getting through title loan process in Baton Rouge

  1. Either contact Cash Cow directly by phone or utilize the easy request form online to start the Baton Rouge title loan process.
  2. Once we see the form, we will call you to ensure you know about the requirements. At this stage, we will also ask you to pick a location for the face-to-face portion of the process. Don't worry; you don't have to travel to one of our various store locations throughout Louisiana. Instead, we can come to you with the paperwork!
  3. Whenever and wherever you decide to meet us, ensure you're on time with the required items so we can get things moving as quickly as possible.
  4. We'll greet you before inspecting your vehicle to establish the amount of money we can offer you. Our team works incredibly hard to ensure we're efficient and effective, so we will quickly let you know if you qualify for approval.
  5. If you are satisfied with the amount of money we can provide you with, we will request your signature on a few forms. This part won't take very long at all, and we'll show you where to sign. Also remember to ask us any remaining questions you may have about the loan or our terms.
  6. After you are finished filling out the paperwork, you can get your money either on the same day or the next bank business day, allowing you to fund your emergency rapidly.

Get Title Loans In Baton Rouge, LA From Cash Cow Right Now!

When it comes to funding your emergency quickly, getting a Baton Rouge title loan can help you do just that! Just make sure you get familiar with the requirements so that you are in the right path to finding out if you qualify. And once you’ve made sure you meet the requirements, you can officially start the process. Go to our website and fill out the online form now to get started today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.