One of the Best Ways to Get Car Repair Loans with Bad Credit

When you need auto repair financing urgently, having poor credit can really limit your options. We all know how expensive a car repair can be – even if you have car insurance that picks up some of the cost. This means you can’t afford to let a thing like having bad credit get in your way. The good thing is you do still have bad credit car repair loans you can choose from to help you out. We here at Cash Cow offer you two loans to get you quick money. Keep reading to learn about these two car repair loans with poor credit you can get.

Know What Options There Are For Bad Credit

Car repair loans and bad credit generally isn't a great combination and certainly narrows down your options, but don't be discouraged! Believe it or not, you still have other loan options! As we said above, we offer you two different types of loans to choose from, regardless of the fact that you may have poor credit! When you need bad credit repair loans, you can look into either our online payday loans or our title loans! Here is what you should know about either of your options.

Getting Online Payday Loans For Car Repairs

If you find yourself needing to wait until payday to get the money necessary to repair your vehicle, getting a payday loan may just be your saving grace. Let’s face it, we have all found ourselves in that predicament where you just need a little more time. When, come payday, everything can be squared away. But what if the lack of a working vehicle causes you to lose days of work? When that happens, waiting till pay day may no longer be an option. That's what makes payday loans so great.

Payday loans are short-term payday loans given to you based off of how much you can repay, with us at Cash Cow giving you up to $300 if you are approved. And the best part is your bad credit won’t get in your way of qualifying for this loan! In fact, if you are approved, your loan won’t even get reported to the major credit bureaus. This means that your loan won’t impact your credit score at all. Plus, you don’t need any type of collateral to get through our simple process.

Getting Title Loans For Car Repairs

We here at Cash Cow also allow you to get a title loan when you need auto repair financing. For those costly repairs over $300, a title loan may be one of the best ways to get car repair loans with poor credit, since you can get up to $1,400 if you are approved. One thing to keep in mind is the amount you can get does depend on the condition of your vehicle. This means you shouldn’t use the vehicle that is in need of any repairs because you might not get as much as you need.

You also need to remember that your name has to appear on the title and there can’t be any liens on your title that are unpaid. This means if you are making payments on your car or you have to have your name put on the title, you’ll have to handle that prior to coming to see us. A benefit of getting this loan is that poor credit won’t get in your way. While we might need to check your credit, that doesn’t mean poor credit will automatically disqualify you! Plus, if you are approved, you can still keep your vehicle.

How To Get Either Of Our Loans For Auto Repairs

Now that you know about our bad credit car repair loans, you should know how to begin the process. Regardless of which loan you want, you will only have to go through a few steps to see if you qualify for approval. Plus, we have knowledgeable loan representatives waiting to help you out no matter what step you are on! And both of our loans has a short list of required items for you to show us. Here are the steps you will go through for either of our loans:

1. To begin the process for either an online payday loan or a title loan, you will go to our website and fill out the online form. While this isn’t the official application, it does allow us to get your contact information so we can give you a call and get a meeting in place.
2. Once submitted, one of our loan representatives from the nearest store location will call to inform you of the required items of either loan and to set up the meeting. As we said, the list of items for either loan is short. You will need the following:
• For title loans
• Your driver’s license or state-issued photo ID;
• The lien-free title to your vehicle in your name;
• Your matching vehicle for a quick inspection.
• For payday loans
• Your driver’s license or state-issued photo ID;
• The most recent pay stub as proof of income;
• Blank check from an active checking account in your name.
3. The loan representative will also set up a meeting to meet you in person. For title loans, you have the option of having the loan representative come to you so you don’t have to come to one of our stores. For a payday loan, you will have to come to the nearest store to complete the process.
4. Regardless of where we meet, we will assess your items – including inspecting your vehicle if you are going for a title loan – to determine if you qualify for approval. If you do, we will go over the loan terms for whichever loan you get and have you sign the loan agreement. Once that is done, you are ready to go!

Get Your Loans For Auto Repair Financing Today!

Finding the best way to get a car repair loan with bad credit can be easier than you think, as you can see with the information provided above. We here in Cash Cow can help you walk through the steps and see if you qualify for either of our loans! You don’t have to let your poor credit get in the way the next time you need to get auto repair financing. So don’t hesitate any longer to get the loan you need. Fill out the online form on our website for either an online payday loan or a title loan right now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.