What You Need to Know About Financial Disaster Relief for Hurricanes
Hurricanes can cause unpredictable damage. So, we’ve put together a list of the most important aspects of financial disaster relief for hurricanes so you are prepared if the weather ever shifts unexpectedly.
Here’s a List of Financial Disaster Relief for Hurricanes Programs
Unfortunately, hurricanes are not uncommon in many states across the US. Luckily, there are also options that will help you gain financial disaster relief for hurricanes.
We understand that choosing the best aid for your situation can be overwhelming. So, we recommend starting by considering your immediate needs. This could be temporary living assistance, unemployment aid, or tax relief depending on time of the year.
1. Temporary Living Expense Assistance
If a hurricane has damaged your place of residence, your living situation likely requires immediate attention. There are various options available for temporary housing when it comes to financial disaster relief for hurricanes. As you will need a safe place to rest and recover while you manage your next steps, some federal programs will offer packages with funds for renting temporary living spaces and food.
This is a very helpful option if you don’t have housing insurance and cannot afford to immediately fix your home or pay for temporary accommodations.
If you need to rebuild your home entirely, there are some relief programs that offer funding to cover these expenses. Go to your state’s website for further information on these particular packages.
2. Unemployment Assistance
Hurricanes can impact entire regions. If your place of employment has been affected, or if you have been injured and can’t work, you may require financial assistance while you are unemployed.
The Disaster Unemployment Assistance Program offers weekly payments for up to twenty-six weeks after the disaster has caused you to stop working. This is an excellent assistance program to help you get back on your feet.
The amount of funding you can receive varies from state to state. Don’t forget as with most unemployment insurance payments, this money will be taxed the following year.
3. Tax Relief
If you have just experienced a hurricane, the last thing you need to worry about is paying your taxes on time. The IRS has taken this into account and attempted to help with financial disaster relief for hurricanes by extending tax deadlines. They have made it possible for US citizens in disaster-prone regions to extend their tax deadlines to January of the following year.
Please note, this may not start automatically, so you must contact the IRS to confirm that you are extending your tax collection date.
4. Support Groups Can Help You Find Disaster Relief for Hurricanes
Hurricanes are traumatic events regardless of the extent to which they have affected your daily life. The damage they cause can be very difficult to deal with and the aftermath can last years. If you are struggling to find disaster relief for hurricanes, we recommend reaching out to a community that is experiencing what you are.
Support groups, both online and in-person, can provide you with first-hand information and resources. We all know it can be difficult to get through the red tape and when you have experienced a hurricane, it can be exhausting. Reach out to your community.
5. Payday Loans
Just as the damage caused by a hurricane is unpredictable, so is life. We never know when something costly may need immediate attention.
Whether a hurricane has damaged your house or car, someone is hurt and there are medical bills, or you need to travel suddenly, some financial burden can be lifted with payday loans.
What Are Payday Loans in Louisiana?
Payday loans in Louisiana are short-term loans supported with your paycheck. You can borrow up to $300 and pay back the amount when you receive your next paycheck. Though this timeline can differ according to your specific payday loan terms.
What Are the Advantages of Payday Loans in Louisiana?
- Your credit score doesn’t need to be high, and no credit score or a low one won’t interfere with your loan
- We don’t require stacks of documents, just your state-issued ID, most recent pay stub, and a blank check from an active checking account
- Our process takes as little as 30 minutes
- Can be completed in-store or online – you don’t even need to leave your home!
How Do I Get My Payday Loan in Louisiana?
- Start by calling your nearest Cash Cow location or fill out an online request form on our website.
- A Cash Cow representative from the closest location to you will give you a call with further instructions. He will also set up an appointment with an agent for you.
- Bring your ID, your most recent pay stub, and a blank check from an active checking account in your name to the meeting with our agent.
- You will be walked through the few remaining steps in the application process. Just like that, you’ll have up to $300.
Get Started Today!
Life isn’t predictable, and here at Cash Cow, we understand this. So, we've made the process of getting payday loans in Louisiana as straightforward and hassle-free as possible. When you’re in a bind, you can get relief. Call us for more information or fill out an online inquiry form to get started!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.