How Do Married Couples Handle Finances?
March 23, 2021 | Peyton Sawyer
How do married couples handle finances? That's a good question. Most spouses share financial responsibility in the house, with each partner contributing their fair share to the pot. However, that's not always the case. In fact, each relationship has its own financial dynamic.
Here's How Married Couples Handle Finances
Did you know that men and women now share household financial responsibilities more than at any other time in human history? That means both spouses are expected to chip in for living expenses and debts. But how do married couples handle finances when one partner makes more than the other? Easy. Like this:
- The arrangement must be fair and equitable for each spouse.
- Solutions must be beneficial to the family as a whole.
- The actions and inactions must make room for a comfortable future.
Making and spending cash as a spouse can be tough because you're supposed to talk about major purchases ahead of time. So, follow these basic rules and be smart about your cash flow to ensure financial security.
How Do Married Couples Handle Finances In A Crisis?
What happens when you've done everything right, but bad things occur anyway? That's called life, and it's an unpredictable rollercoaster of major ups and downs. But since you promised your spouse to stay whether you're rich or poor, you'll have to band together to find a solution to your emergency money problems. Here's what most couples do in a crisis:
1. Start Selling Unwanted Personal Items.
A majority of modern-day people have more possessions than they know what to do with. So, those possessions are usually the first to go when money gets tight. Things like clothing, jewelry, and household goods can fetch a pretty penny.
2. Take Out A Title Pawn to Pay Off Major Debts.
How do married couples handle finances during a major crisis? More than 2 million of them get title pawns to pay off big bills each year. Depending on your qualifications, you and/or your spouse can get thousands of dollars deposited right into your account.
3. Get A Payday Loan to Make Ends Meet.
A payday loan, or paycheck advance, gives you instant access to the money you've already earned. This helps avoid expensive late fees or pay for unexpected expenses that pop up. Best of all, it takes very little time or effort to qualify.
How to Get Payday Loans in Louisiana
It's easier than most people think to get a payday loan in the state of Louisiana. According to state law, however, you must be at least 18 years old to get approved. If you're eligible, you could get up to $300 on the spot. Plus, the repayment plans are flexible enough to handle almost any situation. Here's how to get your hands on some fast cash:
Step One: Go Online To Fill Out A Short Application.
Head to Cash Cow to submit your online loan application. There are only a few questions to answer, and then someone will get back to you within the hour. On top of that, you'll know whether you're approved within about 30 minutes.
TIP: Apply as early in the day as possible to avoid bank closures.
Step Two: Collect Your Paperwork to Get Approved Faster.
There isn't much to prove to get the money your marriage needs, so prepare ahead of time to expedite the process. Here's what the loan agent will ask to see:
- Your government-issued driver's license or photo ID
- Your most recent pay stub from work
- A blank check from an active checking account in your name
Don't worry if you have an unconventional job type or payday schedule. The loan agent is trained to help you find the most affordable solution.
Step Three: Ask The Agent to Answer Any Questions You May Have.
This is your chance to address any questions, comments, or concerns you may have about the loan. Are you worried about paying it back on time? Do you want to know more about the terms? Get clarity before signing the contract because it's legally binding. Remember, you're not obligated to take the loan just because you got approved.
Step Four: Sign Your Contract to Get Cash Deposited Within Hours.
Once you're satisfied with the deal, sign your contract to get cash as fast as possible. This whole process can be completed in a few hours or less, meaning you could get money on the same day you apply. For even faster processing, start early in the day on one of the first days of the week.
TIP: Try not to wait too long, or you'll get charged late fees on the debts you owe.
Get a Payday Loan in Louisiana Today
How do married couples handle finances? The answer: in whatever way works for them. However, spouses must follow a few simple rules to ensure everyone feels protected and financially secure.
If you are a new married couple or would be shortly, follow our tips to finding the best ways to get a hold of your finances, even if that means a quick cash payday loan from Cash Cow Louisiana.