How Do I Find Lafayette Loans Near Me?

June 2, 2021 | Louis Tully

Lafayette loans near me

If you need cash on short notice and can’t waste a lot of time getting it together, you might want to look into title loans. They’re fast, accessible, and you should have no trouble finding a store nearby if you're looking for Lafayette loans near me, helping you save precious time. Plus, if you apply with Cash Cow Louisiana, Inc., you might be able to receive you cash in as little as 30 minutes.

What You Should Know about Getting Loans in Lafayette

How Do I Find Lafayette Loans Near Me?

If you’re tired of googling Lafayette title loan places near me, here’s good news for you: Cash Cow Louisiana, Inc. has locations all across the state of Louisiana and we have a store in Lafayette as well. You can find its address and the phone number by visiting the title loan locations Page on our website.

When you fill out the inquiry form to start your application process, the information will be sent to the nearest location (Lafayette store) to get processed.

How Much Time Would It Take to Get a Loan?

Less than a day.

You’ll need a few minutes to fill out the form and a few more for the form to get processed. Coupled with the call itself, you should be able to finish with the initial stage of application in less than half an hour.

After that, you’ll pay the store a visit to have your car and documents inspected – which is typically the longest part of the entire process and takes around 30 to 45 minutes. And when you’re done – you’ll get the cash you need. There’s hardly a loan you could get any faster than a title loan.

How Do I Qualify for Lafayette Loans Near Me?

Title loans are specifically directed at car owners who are of legal age. As long as you can prove you’re both, you’ll get a green light.

Here’s what you’ll need:

  • A valid state-issued ID or driver’s license to prove you’re over 18;
  • Your car’s lien-free title in your name to prove you’re the owner;
  • The car itself to determine the maximum amount of loan you’re eligible for.

Can I Get a Loan if My Credit Is Bad?

Yes, you can!

Cash Cow Louisiana, Inc. doesn’t put a lot of meaning into your credit status while considering you for the loan.

Even though there’s a possibility that the store representative you’ll be working with might perform a quick credit check, as long as the mandatory items you provide satisfy the lender’s requirements, you may qualify.

Can I Get Lafayette Loans Near Me with No Credit At All?

Cash Cow Louisiana, Inc. welcomes all credit types. Even if your credit type is “no credit to speak of”, you have chances to get title loans – as long as you’re over 18, outright own your car, and have documents to prove it.

Can I Get Lafayette Loans Near Me without Them Going onto My Credit Report?

Yes. In fact, you’d have trouble having them go on your credit report – because Cash Cow Louisiana, Inc. doesn’t report any loan information to any credit agencies. And since the loan doesn’t go onto your credit report without being reported to a credit agency first, it won’t be going onto your credit report at all.

Can I Still Drive My Car If I Get A Title Loan?

No, Cash Cow Louisiana, Inc. won’t be taking your car for the duration of the loan payoff. It’s the car title that will act as collateral and stay with the lender. The car itself stays with you after you get the cash.

Female driver wants a title loan

Getting Lafayette Loans Near Me: How It Works

First thing first – take a little time to ensure you’ve got all the required items you’ll be needing (the state-issued ID/driver’s license, the car’s lien-free title in your name, the car itself) before you start the application process.

If you’ve got the required items taken care of, you can proceed with ease and start the process online. It won’t take more than a few minutes.

You’ll need to submit a filled-out request form on the website. It will send information to the Lafayette store location, and soon enough you’ll be getting a call from the store representative (keep the phone close not to miss their call).

They’ll check the information and schedule an appointment for you at the Lafayette payday and title loans store location.

Take the required items to the appointment with the store representative. They’ll have to inspect everything to determine if you qualify for the loan and what the specifics should be.

If they decide you qualify, they’ll help you finish the final paperwork, and you’ll get the cash.  If you are in New Iberia, visit a store nearby for title loans and payday loans in New Iberia.

Get Started Today!

The entire process can take you about 30-45 minutes, so submit the short inquiry form RIGHT NOW if you want to get your title cash TODAY.