Don't Start The Louisiana Cash Advance Process Until You Read This First
Getting a Louisiana cash advance can be useful if you need to fund an emergency that is time sensitive, and will worsen or grow increasingly expensive if you cannot cover it in time. However, you should never dive head-first into any financial situation. Instead, you need to research it thoroughly to decide whether it's right for you. Luckily, you've ended up here, so consider this guide to learn all about the cash advance process at Cash Cow of Louisiana.
Read This Guide To Learn About A Louisiana Cash Advance
When it comes to getting a Louisiana cash advance, you should never begin without first learning some things about this loan! Going in blindly for any kind of financial help is not good because you need to know everything that has to do with your finances. This is precisely why we're going over what you need to know about the requirements and everything you should do before you begin the process. Keep reading to learn about our payday loan right now.
Things To Consider Before Getting A Cash Advance
Before even looking at the requirements or the process, you need to think about a few key things before acquiring a Louisiana cash advance. If you live with your partner, you should also consult them before entering a new financial decision. They will give you a shoulder to lean on and confirm whether it's the right decision for the household at this time or if you should look elsewhere for another financial option.
Money is a joint venture when residing alongside somebody else's, so payday loans should be treated as any other monetary occurrence in this respect, which means you need to really consider your situation to determine if this loan is needed. While there are many considerations prior to entering a new financial contract, the following are perhaps the most important questions to ask yourself:
- Do you actually need a loan? Essentially, you shouldn't get a cash advance if you don't actually require one. There's simply no point repaying something you never actually needed in the first place. Common reasons for taking out a Louisiana cash advance include:
- Medical bills
- Veterinary fees (especially out-of-hours care)
- Home repairs
- Car repairs
- Higher-than-normal utility bills
- Avoiding a missed rent or mortgage payment
- If you do need a loan, how much do you need? By now, you should've decided whether you need a loan. And if you do, it's time to figure out if the amount we lend out will be enough to actually help you. With a payday loan from Cash Cow of Louisiana, you can borrow between $100 and $300. Calculate how much your emergency is costing you to decide whether that's enough to cover it.
- Can you afford to repay the Louisiana cash advance? Finally, you should think about whether you will have enough disposable income in the following month to cover the repayment cost comfortably. If you don't, it might not be a good idea to get a payday loan. To work it out, simply write down your incoming money and your outgoings, subtract them, and you'll see the amount you have left. If it's enough to cover it, you're good to go.
Our Cash Advance Requirements
You don't need much to find out if you qualify for a Louisiana cash advance. After all, you don't even need a good credit score to qualify! That said, you will require a few required items to find out if you are eligible. But as we just said, these items are easy for you to remember, gather, and travel with when you show up at one of our stores for your meeting. You will need the following items to allow us to assess you:
- Your driver’s license or state-issued photo ID.
- Your most recent pay stub.
- A blank check from your active checking account.
You can use a myriad of identification documents, provided they display your photo, date of birth, and full name. The name on your ID must match the name on your pay stub and the blank check from your active checking account. Additionally, ensure your pay stub is your most recent one. This gives us a better idea of your current financial environment. That way, we're able to assess your risk better and make intelligent lending decisions for both of us.
Our Cash Advance Process
We've ensured you've considered the right things before proceeding and divulged the requirements. Now, it's time to peruse the process. If this is your first time thinking about acquiring a loan of any sort, you may well be surprised by how easy it is to find out if you can acquire a Louisiana cash advance. Firstly, you will need to get in contact with us at Cash Cow of Louisiana. You can do this in two ways — by phone or through the request form on the website.
If you choose the latter option, we will call you once we get your request. During the phone call, we will discuss everything you need to know about the loan, including the requirements. Then, we will set up a time for you to come to the nearest store and assess your items. When you come in we will verify your identity before figuring out whether you qualify. If you are approved, we will help you finish the paperwork and go over the loan terms. You will then get the money on the same day or the next.
Come See Us For Your Cash Advance Right Now!
Now getting through this guide, you should now know more about this loan to make a more secured decision. You've read everything you need to know about a Louisiana cash advance. Now all that’s left is for you to get started on the process and find out if you qualify for approval and get the money you need. So, if you have a reason for borrowing, complete the form or call us to start the process.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.