5 Money Goals to Set for Yourself Today
In this busy world, it seems like one of the only things you can be certain of is financial uncertainty. You’re no slacker, you work, you plan and you spend. But still, somehow it seems like every time you turn around there’s another hand in your pockets, so now is the time to set your money goals to help you get by.
If you are tired of playing catchup, if you’re trying to get your financial ducks in a row, look no further. Let’s get back to the basics of setting long-term money goals. And we will also show how a payday loan can help get you through in the short term.
Let’s Talk About 5 Money Goals to Set for Yourself
1. Save, Save, and Save
If you haven’t done it yet, like many others, start a retirement savings plan today. The experts all tend to agree, the number one financial goal you should make today is all about tomorrow.
2. Pay Off Those Credit Cards
This is the thief in the night, the one that sneaks in through the open hole in your wallet and bleeds you dry with interest payments, fees, and more. Most of us find the temptation of credit almost irresistible, especially with the conveniences of online shopping.
More and more the idea of buy now and pay later has become incredibly popular. Just think about it…
You cruise the internet on your phone or tablet and suddenly you are presented with something irresistible, maybe it’s a new set of ninja-style cooking knives. All you have to do to get those tools into your hot little hands is to slide over that credit card number and wait a few days for shipping. The problem is, all those little purchases add up, and you end up carrying a balance from month to month. Here’s where the fees start to add up. Nip that stuff in the bud right away with these money goals. Pay down those credit cards and do your best to maintain less than a $300 balance. Leave the fees to someone else.
3. Have A Contingency Plan
We all know it, heck, it’s probably why you’re reading this article now. Financial emergencies happen and it is super important to have an emergency fund to get you out of a lurch should you find yourself in a tough spot.
The best way to create emergency savings is to consider the time frame. how much money do you need to get by for a week, a month, or a year? Most experts agree you should base your emergency fund goals on the amount of money you need to survive for three to six months. You don’t need to set all that money aside right away. Just set your money goals and put in a little from every paycheck until you reach your goal.
4. Make A Budget
This is a big one, maybe even bigger than the first money goals because you really should start by making a plan. At the end of the day, that’s just what a budget is, a financial plan.
The biggest mistake folks make when making budgets is failing to take the little things into account.
Try to include as much as you can when making your budget. In order for your plan to be effective, it must be accurate! Try to think of your budget as a plan to achieving your wildest financial dreams instead of a meaningless prescription for self-denial.
5. Reduce, Reuse, Renew
It’s time to re-evaluate your money goals. Let’s be honest, it’s time for you to rethink your relationship with money and consumption. There are very few moments during the day that you aren’t being exposed to advertisements micro targeted to tempt your deepest desires.
All of this translates into a life ruled by what we buy. The bad news is, it doesn’t seem like there’s an end in sight. The good news is, it’s up to us.
At the end of the workday, it’s up to us to hold our heads up above the media torrent and keep our focus trained on the future. Take a moment and ask yourself, how much do you really need to get by each week?
Here’s another fun challenge to help you rethink consumption, try a no spend a month. See if you can get through a whole month without spending anything over groceries, and the inevitable bills.
You Can Do It! Money Goals for Long-term Success
Now take a moment and congratulate yourself for taking some time out to dedicate to your financial well-being. There is light at the end of the tunnel. Keep pushing and working to set money goals that will provide the security you are looking for.
Louisiana Payday Loan
In the meantime, if you find yourself in an unforeseen financial crisis in Louisiana, you have options. A Louisiana payday loan is available from Cash Cow of Louisiana today.
A payday loan is a short-term solution to cash flow problems between paychecks. Just fill out the EZ form on the upper left-hand corner of the web page. Within a short time, one of our amazing team members will contact you to answer your questions and get you all set.
Once you are totally ready, come on down to the office with a government-issued ID, a copy of your last pay stub, and a blank check from your active checking account and get the money you need now.
While payday loans are not a long-term solution to ongoing financial issues, it may be the perfect way for you to bridge the gap between paychecks. Visit CashCowLouisiana.com today for a payday loan online and take a look at what we can do for you.
Follow these 5 simple money goals to get the life you want financially. With these easy steps, there’s no need to worry about the stress that money can cause you. If an emergency occurs, and you need cash fast, use an easy cash advance payday loan to get the same day funds you need to handle your financial crisis.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.