What’s a Good Payday Loan Company in Lafayette, LA?

August 3, 2021 | Louis Tully

payday loan company in lafayette la

Having a steady income doesn’t always mean you’re immune to financial difficulty.

Life’s little challenges impact everyone and can temporarily derail your financial security. One option is working with payday loan companies in Lafayette, LA. Online payday loans in Lafayette, LA is a specialty of Louisiana-based direct lender, Cash Cow.

If you’re looking for temporary relief from any kind of financial emergency and are trying to choose between payday loan companies in Lafayette, LA, the tips below might be helpful to you.

What Makes a Payday Loan Company in Lafayette, LA Good

1. The Amount of Cash the Company Offers

Generally, payday loans are based on your income. Payday loan companies in Lafayette, LA generally offer up to about $350.

At Cash Cow, which provides online payday loans in Lafayette, LA, you can receive a payday loan between $100 and $300.

2. The Qualifying Requirements

To obtain online payday loans in Lafayette, LA, you must be employed. But there are also payday loan companies in Lafayette LA, such as Cash Cow, that will accept alternative sources of income. These can include unemployment benefits, alimony, pension, or social security checks. You’ll just need proper documentation and proofs.

Different payday loan companies in Lafayette, LA have different qualifying requirements. But here what you’ll need to provide if you apply with Cash Cow:

  • Your most recent pay stub
  • A state-issued photo identification, such as a driver’s license
  • A blank check from a checking account that’s active which also must be in your name.

All credit is considered by Cash Cow — even if it’s bad or outright non-existent.

3. Duration of the Process

When dealing with good payday loan companies in Lafayette, LA, it shouldn’t take a long time to get through the process and receive cash.

To get online payday loans in Lafayette, LA from Cash Cow, the process can take as little as 30 minutes after you meet with a representative at a place that’s most comfortable for you. The representative will drive to that location to deliver your loan packet.

4. Repayment Options

Before choosing a payday loan company to work with, pay attention to what their repayment policies look like. Make sure there are no hidden fees.

Cash Cow’s online payday loans in Lafayette, LA follow an easy repayment structure. In general, payday loans will be due when you get your next paycheck.

A Cash Cow loan representatives will work closely with you on your loan terms, which may vary. Be sure to review your entire loan agreement to make sure you have a full understanding of the terms and conditions of your loan.

Payday loan companies in Lafayette, LA can also facilitate you refinancing a payday loan. For more information, contact your Cash Cow loan representative.

What Can I Use a Payday Loan For?

Online payday loans Lafayette, LA has to offer are designed to be used for financial emergencies.

These can be a visit to the hospital or emergency room that you didn’t expect to make and can be costly.

Payday loans should be used for such situations as medical bills, unexpected and important travels, and emergency home or vehicle repairs.

How to Get Online Payday Loan in Lafayette, LA with Cash Cow?

There are a few simple steps to take through Cash Cow. Here’s what you need to do:

  1. Either contact one of the many Cash Cow locations near you to start the process or fill out a brief online request form on our website. At this stage, you’ll provide some basic information about yourself, including your name, email address, phone number, and zip code.
  2. Once you finish the online request form, a Cash Cow loan representative will call you to review your information and discuss the terms of an online payday loan.
  3. From there, you will need to have the required items for a payday loan: your recent pay stub, a blank check from the active checking account in your name, and a state-issued photo ID.
  4. When it’s confirmed that you have the required items, one of our representatives will determine the amount you qualify for. If the amount meets your expectations, and the terms of agreement seem satisfactory to you, you’ll be offered to sign an agreement.
  5. If you apply early enough in the day, you’ll get your cash the same day!

Get Your Payday Loan in Lafayette, LA Today!

At Cash Cow, we understand what it feels like when life throw’s you a bit of a financial curveball. If you’re looking for payday loan companies in Lafayette LA, Cash Cow is here for you as an option for quick financial relief with fair terms and quick, easy results.

A financial emergency does not need to be devastating and stressful, especially if you are employed. At Cash Cow, online payday loans in Lafayette, LA can provide immediate relief for any of your pressing needs without the hassle. Give us a call or fill out a short intake form on our website today!