Who Can Get Payday Loans In Baton Rouge, LA?

January 4, 2022 | Mason Roberts

woman qualifies for payday loans in Baton Rouge

If you are a Louisiana resident looking for cash on short notice, payday loans in Baton Rouge, LA might be an appropriate option for you. But before you start applying for one near you, make sure you know who can qualify and get approved for payday loans in Baton Rouge, LA. And that’s exactly what we are going to talk about in this post, so, keep on reading!

Who Can Get Payday Loans Baton Rouge?

Louisiana payday loans in Baton Rouge require applicants to meet 3 main criteria when getting their loans. Let’s consider them in detail:

1. People With Government-Issued Photo IDs

The ID is needed for verification purposes – with the help of one, any lender can confirm that you are who you say you are and are at least 18 years of age or older. The minors aren’t eligible for payday loans in Baton Rouge or any other Louisiana city.

2. People With Provable Income

The next thing you need for a payday loan is a provable income. The way you prove your income is by bringing in your most recent pay stub. This pay stub shows that you have employment and that you can pay off the payday loan by your next payday. If you have both the government-issued ID and provable income, you now have two of the three things needed.

Note that in some cases, non-employed sources of income can count as well if you have proper proof or documentation. For example, pension, Social Security check, and alimony will sometimes be considered. If you have non-employed sources of income, make sure to check with your branch ahead of time to see if they accept this form of income.

3. People With an Active Checking Account in Their Name

Finally, the last thing you need is a checking account in your name. This checking account is needed so that the payday loan can be deposited into your account, and the payment can be withdrawn on the payday.

To ensure that the right checking account is used, just bring a blank check from the account you want to use. If you have this, you have all the items needed for a payday loan.

woman applying for payday loans in Baton Rouge

What Else Do I Need to Apply For Payday Loans In Baton Rouge?

A government-issued photo ID, the most recent pay stub, and a blank check from your active checking account are all that is needed to apply for payday loans in Baton Rouge. You don’t need anything else. If you have these three things, you are welcome to apply for payday loans in Baton Rouge.

Do I Need a Great Credit Score?

One of the best parts of applying for payday loans is that all credit types are welcome to apply. This means you don’t have to worry about getting denied purely based on your credit score. Whether you have good or bad credit, you can apply for payday loans in Baton Rouge and get approved.

How Do I Get One?

If you have the three items described above, you can get the process started with a payday loan in Louisiana. Here is how do it from one of our Cash Cow locations:

  1. Fill out our home page request form to get in contact with us.
  2. Wait for one of our store representatives to give you a call.
  3. Set up an appointment so that you can formally apply for a payday loan. Arrive at the time of your appointment with all of your needed items so that they can be evaluated.
  4. Finalize the rest of the application process by filling out some paperwork.
  5. If approved, you can get up to $300 in as little as 30 minutes.

You can now use your payday loan to hold you over to your next payday whenever unforeseen expenses make your finances difficult to keep up with. For example, your payday loan can help you cover rent, utilities, groceries, and other necessary expenses.

applying for car title loan at home

Get Payday Loans Baton Rouge Today!

Anyone who has a government-issued ID, a form of employment, and an active checking account in their name can apply for payday loans in Baton Rouge. So, apply for a payday loan if you meet all these requirements and need a little extra cash to hold you over until your next paycheck. To get your payday loan today, simply fill out our online form. We will contact you shortly to set up an appointment so that you can get the money you need as quickly as possible. We look forward to speaking with you!