4 Hints to Responsibly Borrow Payday Loans in Lafayette, LA

July 22, 2021 | Daniel Dewitt

got payday loan in lafayette la

Say there's an emergency. You need to get together some cash right away, but there are no options available. Payday loans in Lafayette, LA are available now at Cash Cow. It might just offer you the lifeline you're looking for.

The number one reason people resort to payday loans in Louisiana is because they are accessible, easy to apply for, and fast. That's everything you want if there's an emergency.

It's important to remember one thing: don't just jump into new loans without considering all other options first. If you genuinely do need a loan, and your situation is that dire, then you're in the right place to find out what to do.

Here are 4 Helpful Hints for Getting Payday Loans in Lafayette, LA

1. Ask Yourself if Your Situation Calls for a Payday Loan

Time-sensitive financial problems do happen every once in a while. Sometimes you have no choice and can't wait for your next paycheck. So, ask yourself whether you urgently need to spend whatever the amount is.

Another critical thing to ask yourself is: will this problem cost me more in the long run if I don't deal with it as soon as possible? If the answer to these questions is yes, then getting payday loans in Lafayette, LA is just what you need.

But be honest with yourself. The kinds of things that call for payday loans are things like overdue rent bills, emergency medical situations, and urgent and unexpected home repairs. In these situations, the loan expense can be totally justified if you have no other financial recourse or access to the fast cash you need.

2. Think about Ways of Repayment in Advance

With Cash Cow in Louisiana, payday loans come in amounts up to $300. Bring all of the required items, and you will have your cash in as few as thirty minutes.

But since a payday loan is also something you will need to pay back, it’s important to make sure you have enough resources to repay it before applying. This might mean budgeting to incorporate loan payments.

payday loan repayment

Your loan representative will be there to work with you and help you with your application. They can help you understand the terms and conditions of the agreement for payday loans in Lafayette, LA before you sign it. Make sure you ask all the questions you can think of, and your friendly loan rep will take you through the details.

3. Ensure You Qualify Before You Apply

Even though payday loans offered by Cash Cow are one of the more accessible options, there are still requirements you've got to meet before qualifying for your loan. They include:

  • Valid driver’s license or state-issued photo ID to prove that you are at least 18 years of age.
  • Your most recent pay stub to prove you have a stable job and income.
  • A blank check from an active checking account in your name. It is required to deposit your payday loan.

Once you have all of these things, you can proceed with the process of applying. If you don't have these items, you'll need to obtain them before applying for payday loans in Lafayette, LA.

4. Apply for Payday Loans in Lafayette, LA with Cash Cow

getting a payday loan in lafayette la

You do not even need to leave the comfort of your own home to start the process of getting a payday loan with Cash Cow. Follow these steps, and you'll see how fast payday loans can be.

  1. Fill out an online request form. This will send your information to the Lafayette, LA location. They'll give you a quick call back.
  2. When the loan representative calls you, they'll give you further details about scheduling a meeting at the Lafayette, LA office.
  3. Bring the items listed above (ID, pay stub, and a blank check from an active checking account in your name) to the meeting scheduled with the representative.
  4. Your loan rep will assess everything and see if you qualify as well as how much cash you are eligible to get. Once you are approved, they will go over the terms and conditions with you.
  5. Sign your agreement and get your funding!

Submit Your Inquiry Today!

Getting payday loans at Lafayette, LA location of Cash Cow, are a way to get access to emergency cash fast. Unlike more traditional loans, which require a more extensive application process, payday loans can be accessed in as little as thirty minutes. Submit the short inquiry form for Louisiana payday loans on our website to see how much money Cash Cow can offer you today!