need poor credit loans

How Do Poor Credit Loans Work?

Do you have poor credit stopping you from getting the loan you need? Finding poor credit loans doesn’t have to be a time-consuming challenge. With auto title loans or payday loans, you can get fast cash in no time.

Types Of Poor Credit Loans And How They Work

How Do Payday Loans Work?

Payday loans are unsecured, short-term loans of small amounts of money that act as an advancement of your paycheck. Lenders who offer payday loans welcome all types of credit, even poor credit.

They are typically free of credit checks which would otherwise slow down the application process or approval altogether. As a result, you can receive your money the same day to the next business day from when you are approved.

To apply and find out how much you qualify for in payday loans, you will need to provide the lender with:

  • A source of income and proof of it (such as a paystub)
  • Your driver’s license or another acceptable form of ID
  • A blank check from an active checking account in your name

The amount of the loan you receive will be based on your most recent paystub and your ability to pay back the borrowed amount.

How Do Auto Title Loans Work?

Auto title loans are another type of short-term loan that does not require you to have fair or great credit to obtain fast cash. Lenders, such as Cash Cow providing auto title loans welcome customers who have both good and bad credit.

Auto title loans are loans that are secured by temporarily handing over the title to your car upon approval. The title of your vehicle acts as collateral, removing the need for title loan providers to run extensive or time-consuming credit checks.

To obtain a Louisiana title loan, you will need to provide a lender with:

  • Valid identification showing you are 18 years old or older
  • A lien-free vehicle title that is under your name
  • The vehicle for inspection.

Once your vehicle is inspected you are given a loan amount based on the value of the vehicle. If you choose to accept the loan amount, you can potentially get your cash loan the same day as you apply after completing the application process. At Cash Cow, the process can take as little as 30 minutes which means that if you start the process early in the day, you can get funds on the same day.

Need An Auto Title Loan Fast?

If you are in need of an auto title loan and have poor credit, Cash Cow in Louisiana can help you get the money you need.

With Cash Cow, you can get an auto title loan in the amount of $300 to $1,400. We welcome all types of credit, even poor credit! All you need are the items mentioned above to be able to apply.

They have knowledgeable loan specialists who can assist you every step of the way and answer any questions you may have throughout the application process. With multiple locations throughout the state of Louisiana, you can find the most convenient store location to get started on your application.

woman got auto title loan cash

Cash Cow of Louisiana Provides Quick Cash Fast

When you apply for an auto title loan with Cash Cow, you don’t have to wait long to get the funds you apply for. We define the word fast and quick when it comes to how soon you can get the funds. Not only can you get the funds deposited into your account as soon as the next business day, but once you are approved for the loan, you can receive cash on the spot!

Get Your Money Today!

If poor credits loans are what you are looking for, look no further. Fill out an inquiry form for title loans online to have a representative of Cash Cow contact you and get you started today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.