title loans behind emergency

How To Put Your Emergency Miles Behind You In Louisiana

Every so often we will all be facing some sort of financial emergency in our adult lives. Whether you find yourself in the emergency room, have unexpected damage to your home or auto, or you find yourself suddenly without a job, we’ve all had to deal with at least one of these situations. And while it seems like these are hard to get past, there is a way to put your emergency miles behind you as you make your way toward financial relief. Of course, you can do things like fixing your budget and getting your emergency fund set up, but one way it can all start is by visiting title loan places near you. Title loans – loans you get when you use your vehicle’s title as collateral – can help you either deal with your emergency at hand and get past it or help you recover when you’ve already been through an emergency.

How Do Title Loans Help With Emergencies?

You Can Get Between $300 - $1,400

The first thing you have to know about a title loan is how much you can qualify for. With a title loan, you can qualify for anything between $300 - $1,400 to help you out during a financial situation. While this kind of loan isn’t designed to fix your finances permanently or in the long term, it will help with what is hurting your finances right now. Whether you use the loan cash to pay for your emergency right now or you use it to purchase the insurance necessary to help you handle situations like medical emergencies, damage to your home, or damage to your vehicle.

Getting The Loan Cash Is Simple And Quick

If you thought getting a title loan would be difficult and require days of waiting around, you are wrong. The entire process begins with you filling out our online form. Once you submit the form you will receive a phone call from one of our loan representatives from the Cash Cow location nearest you. During the phone call, the loan rep will go over what the next steps are, answer any questions you have about the loan, and let you know what the necessary items are that you must bring with you. After the phone call, you have to grab your vehicle’s title that is in your name and free of prior loans, your vehicle, and your driver’s license or state-issued ID that states you are 18 or older. As you sit down to go over your application, items, and paperwork when you get here, another loan representative will perform a vehicle inspection to determine how much you qualify for.

Paying Down Your Medical Bills Is Possible

One thing you can use your title loan for is medical emergencies. You know how expensive a medical emergency is. Even if you don’t have surgery and just have to stay in the hospital for a few days those bills are still ridiculously huge. And if you don’t have insurance to cover all or most of the cost, then that is enough to drop you straight into the red. But with the help of a title loan, you can pay down your medical bills to a level that is much more manageable for you to handle in a quicker fashion. And we know how important it is to handle the big expenses so you can keep taking care of your necessary expenses.

You Can Afford Home Or Auto Repairs

Your title cash can also be used to pay for unexpected home or auto repairs. There are certain home repairs that can be put off until you get to a place where you can safely handle them, but there are also those emergencies that cannot be put off and need to be handled right away. Things like a broken water heater or a burst pipe are things you have to take care of as soon as possible – whether you have the cash to handle them or not. Let’s not even start with auto repairs. Those are always pricey and come at the worst possible time. And we cannot just keep from fixing your vehicle, we need that for our everyday lives. Your title loan can come in handy when your vehicle needs attention as well. Just keep in mind the amount you qualify for is partially based on the condition of your vehicle.

Keep Afloat If You Are Unemployed With Title Loans

Even if you may not have a pressing emergency right now, you may still be dealing with a financial emergency. What do I mean? Well, you could have taken care of your medical bills or your home or auto repairs, but now you find your savings practically erased and now you are struggling to find your balance financially. You still have necessary expenses you have to maintain regardless of how your finances look. Things like rent, mortgage, bills, food, or gas cannot go unpaid. A vehicle title loan from Louisiana can help out when you need to stay afloat while slowly building your finances back up.

title loans cash

Use A Louisiana Title Loan To Make Miles Between You And Your Emergency

As you can see it is possible for you to put miles between you and your financial emergency. From helping you pay down whatever emergency expenses you are dealing with to helping you purchase insurance and build up your emergency fund to avoid any other surprise expenses you’ll encounter, using your title for cash could help you out in more ways than one. Yes, this loan will not permanently fix your finances or rid you of your debt, it was designed to be a short-term cash solution to a situation you are dealing with right now. But it can, however, help make your emergency more manageable for you to put it far behind you.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.