When To Know It Is Time To Look For A Payday Loan In Louisiana

June 5, 2020 | Emma Frost

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We’ve all been in situations that make our finances tight and just not enough. Even if we are working and getting a regular paycheck, sometimes we get into situations that make it extremely difficult to wait for our next paycheck to come in. Whether it is an unexpected emergency that cannot wait for our next paycheck or we don’t budget correctly and we find ourselves severely short on cash for our necessary expenses. When we do find ourselves in those situations, payday loans from Cash Cow Louisiana can be a big help for your wallet. While it isn’t a permanent fix, it can help you get out of a tough situation while you are in between paychecks.

What Is A Payday Loan?

If you are confused about what a payday loan is, it is really simple. A payday loan is a short-term loan that is intended to help you make ends meet between paychecks. Basically, if you are short on cash before your next paycheck, this loan is perfect for you. While it isn’t a permanent fix, a payday loan can really help you out of a tight situation until your next paycheck comes in. Whether it is an unexpected emergency that needs to be solved right away or you just didn’t budget correctly for that week, a payday loan can come in handy in more ways than you probably think.

What Is The Process To Get A Payday Loan?

Besides all the ways you can use your payday loan, another benefit is the simple approval process we have you go through. We don’t mess around with complicated processes to get the money you need. To begin, all you have to do is fill out the online form giving us your basic information. Once the form is submitted, you will receive a phone call from one of our payday loan representatives closest to your location. During this phone call, your loan representative will let you know what you have to bring in when you come see us. After the phone call, just head on down to one of our Cash Cow locations and finish the application process.

What Are The Required Items?

Like I said, when you speak to our loan representative over the phone, they will let you know what you have to bring in. We don’t make you bring in a ton of documents that are difficult to gather up. We just require four items from you to bring to us so that we can continue on with your application process. Those items are:

  • Your most recent pay stub.
  • Your government-issued photo ID.
  • A blank check.
  • An active checking account in your name.

Once you have these items gathered up, you can now head down to one of our many payday loan places in Louisiana and finish the application. You don’t even have to worry about having poor credit; we will still approve you without the usual hassle you would have at other loan places.

What Your Payday Loan Can Do For You

There are plenty of ways in which a payday loan will help you out. Whether it is helping you pay for a missed bill or handling an emergency that really needs your full attention right away, your payday loan can handle it. Here are just a few ways your payday loan can help:

Pay Off Your Bills

There are times when your days get mixed up and, before you know it, you are late paying some bills. Or maybe you’ve missed some hours at work and now your paycheck is short. Whether the reason, when you are late paying for your phone bill, electricity bill, or some other bill, it can really affect you. And we all know that once you miss your payments on your bills, you’ll have to deal with late fees and calling to have your services reactivated. The whole thing is a big hassle. This is a perfect time to use a payday loan from Cash Cow. When you get a loan, you are eligible for $100 to $300. This can be a great amount of money when you are in a rush to pay off late bills.

Pay For Home Or Car Repairs

Car issues can happen at any time. And even if you have insurance, there are still restrictions on what your insurance will actually cover. Whether your tire has given out or you get a dent in your car and your insurance won’t cover, those repairs can be pretty pricey. As long as it doesn’t need extensive repairs, you should be able to pay with payday loans. Just like car issues can happen at any time, so can problems with your home. Whether it is a pipe that has burst or a window breaks, these can be expensive. When you have this type of situation going on and can’t wait for your next paycheck, Cash Cow payday loans can really take you out of a pinch.

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Start The Payday Loan Process Today

As you can see, there are a ton of benefits from payday loans that make them a valid option. The best benefit of them all is the quick and easy process we have at Cash Cow. Again, all you need to do is fill out our online form. Once you’ve submitted the form and have all the necessary items, you can come down to visit one of our payday loan places where one of our loan representatives will go over your documents, answer all of your questions, and determine how much you qualify for. It really is that simple. You really can get out of your tough bind before your next paycheck comes in. And when you do have that newest paycheck, you can easily pay back your payday loan and be on your way.