Getting A Title Loan With A Motorcycle In Louisiana

June 9, 2020 | Emma Frost

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When it comes to getting car title loans, you may be thinking it’s called car title loans for a reason – because you need a car to get a title loan. Well, if you are thinking that, then you’d be wrong. Just because you’ve heard it referred to as car title loans, does not mean you can only get them through a car. If all you own is a motorcycle, then you are still eligible to get a vehicle title loan from Cash Cow Louisiana. All you need to make sure of is that whatever your vehicle is – whether a car or a motorcycle – it is also in your name and free of any prior loans or judgments. If your vehicle isn’t in your name, you’ll have to go to the DMV to get the title transferred to your name.

Getting Your Title Loans Process Started

If you’ve never tried to get a title loan, it isn’t difficult at all. In fact, one of the benefits of coming to Cash Cow is our quick and easy process. It all begins with you filling out the online form. Once you fill out the form and submit, you will receive a phone call from one of our loan representatives from the nearest location to you. During the phone call, the loan rep will tell you everything you need to do for the rest of the approval process. After the phone call, you will have to come in to see us with some necessary items. Once we sit down with you, check your necessary items, and have you sign the agreement, you will be approved for your loan cash amount.

The Required Items To Bring In

When you come in, you’ll have to bring in with you three items. These items are easy to gather up and bring with you. We don’t deal with long lists of documents that are difficult for you to collect and bring in to see us. We only require you to bring in three things. Those three documents are:

  • Your vehicle – whether it is a car or a motorcycle.
  • Your vehicle’s lien-free title.
  • Your driver’s license or state-issued ID.

When you bring in these three items and come see us, we will sit down with you and answer every question you have. It is important for you to understand all the terms to your loan agreement so make sure you ask all the questions you have. We will also conduct a vehicle inspection on your car or motorcycle. This inspection allows us to determine how much you qualify for – so the better kept up your vehicle is, the more you qualify for.

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Benefits Of Getting A Vehicle Title Loan

You Can Deal With Any Emergencies

Emergencies, whether medical or not, can be a big financial sore. When it comes to medical emergencies, whether you have to stay in the hospital or you are having to take medications, those medical bills can be astronomical. And we know that, even with medical insurance, you can still be stuck paying for it. Likewise, if you have an emergency that isn’t medical – like your house sustained major damage or you totaled your car – those bills can also be sky high and your insurance may not cover it all. When either of those three emergencies pop up, your auto title loan is there to help you out.

You Can Recover From Emergencies

Let’s say you’ve already been through an emergency. You had your medical procedure done, you repaired your house, you got your car fixed. Any one of these emergencies can eat a big part of your finances away. Even after you’ve gone through the emergency, you will probably need a lot of help getting back to financial stability. If you need help getting back on track and maintaining your most necessary expenses – like food, bills, your mortgage or rent, and your car – car title loans can help. So whether you have a car or a motorcycle in your name, come down to Cash Cow and get yourself a title loan.

You Don’t Have To Worry About Your Credit

Having bad credit usually gets in the way of you being able to get a loan. Many loans go by your credit history and score, so if you have a poor score it can be difficult for lenders to approve you. And even if they approve you, you’ll be stuck with extremely high interest rates. When you come to Cash Cow Louisiana, you don’t have to worry about that. We use your car or motorcycle’s title as collateral, so the state of your credit does not affect you getting approved. Even if your credit is not the best, we will still sit down with you and approve you for a vehicle title loan. We will also come up with the right repayment schedule for you so you don’t have to worry about losing your mode of transportation for not paying us back.