Looking For A Way Out Of Your Financial Emergency? Do This

June 18, 2020 | Emma Frost

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financial emergencies happen to everyone. They pop up at any time – mostly when you least expect it. Whether it is a medical emergency, an emergency at your home, or some other type of emergency, your finances can really get tied up. And of course financial emergencies bring with them all kinds of stress and headaches for you. But you don’t have to go through them alone. With the help of title loans or payday loans from Louisiana you could actually take steps to easing your financial emergency. Just do a search for “title loans near me” or “payday loans near me” anywhere in Louisiana and you will learn just what they are and how they can help you.

What Is A Title Loan?

Understanding title loans doesn’t have to be complicated. Basically, a title loan is a loan you can get when you use your vehicle’s title as collateral. So if you have a vehicle, whether it be a car or motorcycle, that has a title that is in your name and free of other loans or judgments then you may qualify for a title loan. This loan is designed not to be seen as a permanent fix or to pay off debt; but rather to help you when you are experiencing an unexpected financial emergency. The good thing about this type of loan is that we welcome any credit to apply. So you don’t have to worry if you have poor credit – we will still sit down with you and see what we can do to best help you.

What Can Auto Title Loans Do For Me?

Like I said, title loans are used for big emergencies. With a title loan, you can qualify between $300 - $1,400. So let’s say you break your leg and need a surgery. Your title loan can help pay down some of those medical bills. Or maybe you need medication and need help paying for it. Your vehicle title loan can help out with that as well. Maybe your home experiences major flooding due to rain or hurricane. Your title loan can help pay for some of those repair bills you really need. So while it isn’t made for paying off debt, you can still ease your biggest unexpected financial emergencies.

What Is A Payday Loan?

A payday loan is a loan that is designed to help you when you are in between paychecks. Again, this loan is not a permanent fix; this is just a loan for when you are experiencing a financial emergency that cannot wait until your next paycheck. Again, when it comes to payday loans, all credit is welcome. We will do a credit check when you come see us, but that doesn’t mean you cannot be approved if you have poor credit. While a payday loan won’t give you a permanent fix, it will help you when you are faced with something that needs your immediate attention. We all know how those kind of issues pop up all the time. If you look up “payday loans near me” you will see just what a payday loan should be used for.

What Can Payday Loans Do For Me?

A payday loan is designed for those type of emergencies that happen while you are in between paychecks and cannot wait. So let’s say you get into a car accident or a pipe suddenly bursts in your home – these are emergencies that cannot wait for your next paycheck. Or maybe you miscalculate your budget and are short for your bills or food shopping. These are expenses you need to make right away and that is where payday loans come in to help. With a payday loan, you can qualify between $100 - $300. While it may not completely handle your emergency, it can still give you quite a bit of help with your financial emergency.

How To Get Car Title Or Payday Loans

The process of getting either a title loan or a payday loan from Cash Cow is simple and quick to go through. Just search for title loans or payday loans near me in Louisiana and you will see Cash Cow offers a process that isn’t stressful to go through. Both start with our online form. Once you fill out the form and specify which loan you are interested in, a loan representative from the location nearest you will give you a call to confirm your information and answer any questions you have. Once you are finished with the phone call, you can make your way to a Cash Cow location with the necessary items for either loan and finish the process.

Necessary Items For Title Loans

Like I said, to get through the approval process and see how much you qualify you’ll have to bring in some necessary items. These items will allow us to see if you can be approved and how much money you qualify for. Those items are:

  • Your driver’s license or government-issued photo ID that says you are 18 or over.
  • Your vehicle’s title that is in your name and free of any prior loans or judgments.
  • Your vehicle that matches your title so an inspection can be completed.

Necessary Items For Payday Loans

Just like title loans, you’ll have to bring in a few necessary items when you come see us. These items will, like title loans, allow us to see if you can be approved and how much money you will qualify for. Those items are:

  • Your government-issued photo ID that says you are 18 or over.
  • Your most recent paystub.
  • A blank check from an open checking account in your name.

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Take The Time To Help Ease Your Stress

Now that you know what you need to know about title loans and payday loans, you can make a decision on what works best for your emergency. There is no need for you to go through a financial emergency by yourself. The best way for you to get through a financial emergency is to take stock of the situation and find out what financial entity works best for you. Maybe a personal loan, maybe a different kind of line of credit. Whatever works best for you, keep title loans and payday loans from Cash Cow on your list to research and begin finding the help you need to ease your stress.