What Do I Need for a Payday Loan in Louisiana?

March 18, 2021 | Louis Tully

what do i need for a payday loan

Have you ever asked the question, "What do I need for a payday loan in Louisiana?" If so, then we can help you with the answers and you are in good company. Over two and a half million people use Louisiana payday loans every single year. However, many of them had no idea where to start until they sought their first credit line.

So, what do I need for a payday loan, and is the process as easy as they say it is? The answers are quite simple: You only need a few pieces of information to qualify, and the process takes less than an hour from start to finish. Here's what else you'll want to know before you get started.

Common Questions About Louisiana Payday Loans

Every case is different, and each state has its own rules, but this is how it usually goes down in Louisiana. To get approved for instant cash, you must understand how the process works. Louisiana payday loans are unsecured, and that means you don't need collateral to get approved. Still have questions? Check out these common inquiries for more information.

1. What Do I Need for A Payday Loan in Louisiana?

In the state of Louisiana, payday loans can be very generous if you qualify. Eligible applicants can get up to $300 on the spot with the right documentation. Plus, you have the unique opportunity to refinance the contract if more hard times happen in the future. However, keep in mind that you must also be 18 years old or older to get approved.

TIP: Contact an expert at Cash Cow for help refinancing your payday loans or exploring other options.

2. What Do I Need For A Payday Loan Today?

Did you know that Cash Cow can get you the maximum allowable paycheck advance in as little as 30 minutes? If you prepare the proper paperwork, the process may be even shorter. Here's what the payday loan agent will want to see:

  • Your government-issued driver's license or photo ID
  • Your most recent pay stub from work
  • A blank check from an active checking account in your name

Remember, you can get cash today even if your credit report isn't perfect. Applicants get approved whether they have good or bad ratings because other factors are typically used to determine their eligibility.

3. What Do I Need For A Payday Loan Online?

You no longer have to truck to the office for a paycheck advance in Louisiana. These days, applicants can handle most of the processes online. All you have to do is fill out a short application and then wait for an agent to call you back. At that time, you can make an appointment for finalizing the deal or head to the office right away.

In some cases, a representative can come to you. That means cash in your checking account before the end of your lunch break - all without ever having to clock out from work. If you play it smart, you'll apply first thing in the morning to avoid bank closures and other delays. Then, you'll use the money to pay for important expenses, not luxuries.

payday loan cash

How to Get Louisiana Payday Loans

Getting the fast money you need isn't nearly as hard as traditional banks make it seem. So, take these three easy steps to ensure you get the best possible payday loans with consumer-friendly terms.

Step One: Go Online to Fill Out Your Application

Head to Cash Cow for the most rapid application processing in Louisiana. The form takes mere minutes to fill out, and you can read up on the company while you're there. Then, if you have any specific questions, a loan agent can help you understand before continuing.

Step Two: Ask Lots of Questions To Get Good Answers

It's important to remain educated about how your money gets spent, so talk to a Cash Cow loan representative about the terms of your loan. Usually, repayment plans are flexible enough to accommodate all paycheck schedules, including bi-weekly and monthly payments, if you agree ahead of time.

Step Three: Make Sure Your Other Payday Loans Are Paid In Full

If you've gotten a fast payday loan from Cash Cow in the past, make sure it's paid off before applying. Otherwise, speak to an agent about your options. In some cases, you may even be able to restructure your advance to better suit your budget. If not, see about other financing types (AKA: title loans that don't require proof of income for approval).

Get a Louisiana Payday Loan Today!

What do I need for a payday loan? As it turns out, not very much. In fact, you can apply for one this morning and have cash in your account by this afternoon, but if you meet the minimum requirements and work with a company that makes the process as easy as possible.