With a cash advance from Cash Cow, you might be able to take care of your urgent bill in no time. You can qualify in just half an hour and receive the emergency cash the same or the next bank day. You can get a cash advance in Louisiana for car repair, medical bills, overdue rent, and other emergencies.
In this guide from Cash Cow in Louisiana, we will explain what financial emergencies you can afford using a payday cash advance. We will also explain how to get a cash advance from Cash Cow today.
5 Financial Emergencies You Can Afford With A Cash Advance
A cash advance, also known as a payday loan, allows you to borrow up to $700 from a future paycheck. As long as you can prove you have current income, you can get approved for urgent funds the same day you apply.
This short-term loan is helpful when you face an emergency you cannot afford. If costs emerged out of nowhere and you can’t fit them into your budget, a cash advance in Louisiana can get you the money you need within one business day.
Here are five financial emergencies you can pay for with a cash advance in Louisiana:
1. Overdue Rent
You can miss rent for a number of reasons: your landlord can raise your rent out of nowhere, other costs could mount right around the due date, or you could miss time from work due to injury or illness. A lot of these reasons are out of your control, but a cash advance can give you control back.
Instead of establishing a negative payment history on your credit report and risking eviction, you can pay your rent on time using a payday advance. As long as you have a job, you have a good chance of getting approved within one day, allowing you to pay your rent promptly before the due date.
A cash advance can also help you pay your mortgage and utility bills.
2. Medical Bills
No one expects to need to pay exorbitant medical costs; injuries and illnesses can arise without warning. One day you can be fine, but the next you suffer a car accident with a reckless driver and need medical attention. An average doctor's visit can cost between $150 and $600, but hospital visits can extend beyond $1,000.
You can get a cash advance for medical bills to cover the costs your insurance doesn’t. Your insurance may only cover a percentage of your medical expenses. For the rest of the cost, a payday loan can provide a quick financial boost, possibly on the same day you apply.
The following are some medical costs you can afford with a cash advance:
- Medication
- Ambulatory and hospitalization costs
- Surgery
- Physical therapy
- Diagnostic tests and lab work
- Medical equipment (crutches, wheelchairs, etc.)
- Nursing care
3. Home Repairs
Major issues with your home, such as gas leaks, exposed electrical wiring, or broken walls and windows, can expose you and your family to health risks. You can get injured after being exposed to these issues, and they can prevent issues with the weather elements from entering your house.
The last thing you want is for rain to enter your house because you have a hole in your roof. When an emergency arises around your house, you can get a cash advance for home repairs. Keep your home and family safe by borrowing quick emergency cash today.
4. Auto Repairs
Cars are not built to last forever; parts can break down, rendering the vehicle unsafe to drive. You must handle serious issues with your vehicle as quickly as possible to avoid car accidents. You owe it to yourself and others on the road to fix these issues before someone gets hurt. Your car may also be unable to drive at all, which can impact your commute to work and school.
Obtaining a cash advance in Louisiana for car repairs can help ensure your vehicle is safe and reliable, allowing you to get where you need to go without issues.
These are some of the auto repairs you can pay for with a payday loan:
- Oil change
- Replacing brakes, air filters, batteries, etc.
- Wheel alignment
- Replacing oils
- Fixing broken windows, headlights, and taillights
- Tightening the fuel cap
- Rotating tires
5. Unexpected Travel Expenses
There may be situations where you have to travel unexpectedly, likely for a family emergency or funeral. Paying for airfare or train tickets, room and board, and other costs can be difficult to do on short notice, especially if you don’t have an emergency fund.
Don’t let your financial situation prevent you from being there for your family. Get a payday advance to borrow money to pay for your trip. You can receive your funds within one day, which can help you schedule your trip fast.
The Requirements For A Louisiana Cash Advance
If you face one of the financial emergencies outlined above, a payday loan can help you pay for it ASAP. We have fast approval because of our simple requirements. To get a cash advance with Cash Cow, you will have to prove your identity, age, income, and checking account.
Here are the required items for a cash advance in Louisiana:
- State-issued photo ID – You must prove that you are over 18 years old, as only legal adults can borrow loans in Louisiana. You can prove your identity and age using your driver’s license, a state ID, passport, US military servicemember card, etc.
- Your most recent pay stub – By providing your most recent pay stub, you give us a clear indication of your financial status. We use this to determine how much you can borrow. You must use a pay stub, as not all of our locations accept non-traditional income. If you’re a freelancer and wish to use an earnings statement, you will have to call our store first to see if they accept it.
- A blank check from an active checking account in your name – You must provide your checking account information to let us know that we can withdraw the loan amount on your due date. By providing your checking account information, we can verify that you are capable of making repayments.
How To Get A Cash Advance From Cash Cow Today
As long as you have the required items mentioned above, you have a good chance of getting approved for a payday advance in Louisiana. You just need to complete a few steps that you can do all in one day. Being the process online and finish at one of our Louisiana stores in less than 30 minutes!
Here is how to get a cash advance with us today:
- Fill out our online request form
- Receive a phone call from a loan rep to discuss payday loan terms
- Visit the nearest Cash Cow store with your required items for verification
- If approved, complete the process by signing the loan agreement
- Receive your cash advance later that day or by the next business day
Just remember, you will have to repay your cash advance with your next paycheck. As long as you can afford it, a cash advance can help you when faced with an urgent emergency!
Borrow A Cash Advance In Louisiana – Receive Up To $700 Today!
Need quick cash to manage a financial emergency? Get the fast relief you need with Cash Cow in Louisiana. Our cash advances give you quick access to money in less than one business day. Get approved regardless of your credit score to cover your emergency costs before the due date. Just complete our online payday loan form and visit us in person to be approved in under 30 minutes.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
