woman learning about dental payment options

6 Common Dental Payment Options to Try in Louisiana

Are you looking for dental payment options in Louisiana? Then you’re in the right place, as we’ll cover some of them here.

There are many factors that go into dental procedure costs, but it’s common to spend between $150 and $4,500 for fillings or crowns (per 1-2 teeth) and extraction can easily range from $250 to $800 a tooth. Root canals? Expect anywhere from $500 to $1,500. Dentures range from $1,000 to $8,000 for a full set.

Whether you have dental insurance or not in Louisiana, there actually are many different dental payment options to help you get the care you need. Continue reading to learn more about them.

Here Are The Top Six Dental Payment Options In Louisiana

1. Use Insurance

Most employers now offer dental insurance and depending on the insurance provider, they can come with reasonable monthly rates. If you don’t have insurance, consider looking for an affordable dental plan on your own that works best for your current and future needs.

Using insurance remains one of the cheapest dental payment options. It usually covers your twice-a-year cleanings, exams, and X-rays in full (or only charges a deductible), and some plans cover as much as 50% to 75% of other procedures.

2. Consider A Cheaper Alternative

If you’re finding the cost of dental care to just be too high, dental payment options are more flexible than some alternative providers. Search for a free dental clinic in your area. Many nonprofit clinics have been established to help those with low incomes. There are also dental schools that offer heavily discounted care. You’ll get treatment from a dental student who is supervised by a professional dentist.

signing dental payment agreement

3. See If You Qualify For Dental Coverage From The Government

It’s perhaps the most overlooked of all the dental payment options, but the government provides dental coverage for those who qualify. You may be eligible if you are low-income or unemployed and qualify for care through Medicaid. Medicaid doesn’t charge monthly premiums and can cover dental care for kids up to 19 years old. Families can also qualify for Medicaid, as well as the Children’s Health Insurance Program, or CHIP.

4. Try A Dental Savings Plan

Some people decide to invest in a dental savings plan as either an alternative to dental insurance or in addition to it. Such plans feature anywhere up to 60% off dental services if a provider is in a specific plan’s network. You’ll need to pay a fee each year (usually under $150 for an entire family), but there are no deductibles to deal with. It’s one of the most popular dental payment options because you can usually start using the discount just a few days after you sign up.

5. Negotiate

A little-known fact is that chances are your dentist’s office is flexible when it comes to paying for care, especially if you’re struggling financially. Just be honest about your situation and see if there’s any chance your dentist can work with you by providing a discount or working out an installment payment plan. You may be surprised at what you can save just by asking.

6. Use A Healthcare Credit Card

Some dentist offices offer direct dental payment options through a sponsored credit card such as CareCredit. They will help you sign up for the card and get approved. Then you can use the card to pay for dental procedures up to a certain amount and set up installment payments. It’s a good option if your bill is particularly high.

card with a Louisiana payday loan

Consider A Payday Loan In Louisiana

If you’re looking for more dental payment options, think outside the box and consider a payday loan in Louisiana. A payday loan is designed specifically to help with financial emergencies, such as unexpected medical care that comes with a very high bill.

Cash Cow of Louisiana offers payday loans of up to $300 — and it can take as little as 30 minutes to qualify. With a payday loan in Louisiana, those who qualify will receive the cash they need the same day or the very next business day.

And you can get started online. Fill out the short payday loan form and soon after you submit it, a loan representative will give you a call to discuss the payday loan required items, and guide you through the rest of the quick process. Then, you will visit the store to finish your application. It’s that easy.

Get Started Today

Paying for dental care can be tough even with an abundance of dental payment options. A Louisiana payday loan may help. Start today on our homepage, give us a call, or visit one of our locations near you to see how a payday loan can work for you.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.