application for instant cash loan

How People Are Getting An Instant Cash Loan In Louisiana

Times are hard today with high gas and food prices and many are finding it difficult to pay for anything unexpected happening between paydays. This makes the idea of an instant cash loan an important option for you to seriously consider.

A cash loan can get you money either the same day or the next business day at the latest when you come to Cash Cow in Louisiana. It's a payday loan that is easily accessible for many people as long as they have a job or a source of income.

Just a few years ago, people had to go to a private lender to find out about these types of loans when they needed quick money. However, new technology brings these alternative financing options right into their living room as they can send in information online and get appointments much faster.

In fact, when you come to Cash Cow, we have an online chat feature on our website to put you in front of our loan representatives who can help you start the loan process.

Getting An Instant Cash Loan In Louisiana

As we said, one of the most reputable companies offering these types of loans in Louisiana is Cash Cow of Louisiana. We here in Cash Cow have been in business for 29 years and take the time to get to know our customers and their needs so you never feel judged or stressed. And when it comes to our payday loans, we make sure to make the process quick and easy. In fact, when you need an instant cash loan, all you have to do is read the rest of this guide.

woman with instant cash loan

What Are Payday Loans?

Payday loans are a smaller loan people can take out to pay for an unexpected expense or bridge a financial gap between paydays. It's a short-term option where the loan is repaid on the next payday, so there is no long-term debt hanging over your head. Cash Cow offers payday loans between $100 and $300. You will need three things to apply including a current paycheck stub, an unused check from an open checking account in your name, and a driver's license or a photo state-issued ID. 

How To Get An Instant Cash Loan

We here at Cash Cow have two ways to contact with us. The first is by phone, but an easier way is to simply fill out an online request form found on our website. The form includes your basic information that is sent to the nearest Cash Cow location. A store representative will call you to further explain the payday loans and direct you to a store. You will bring your required documents to the store where a helpful loan representative will qualify you for a loan.

That includes validating your documents. They will help you through the final steps of the application process and give you a decision. The whole process can take as little as a half hour! Once you sign the easy-to-understand paperwork, you can get access to the money no later than the next business day. The speed of the process and funding is what makes it an instant cash loan. It's money you can use almost immediately to fund your unexpected expense. 

What You Need To Get An Instant Cash Loan

We briefly mentioned above that you need three things to find out if you qualify for an instant cash loan. But before you start the process, you should know a little more about the items and why we need these particular items. Again, we need your most recent pay stub, a blank check from an active checking account in your name, and your driver’s license or state-issued photo ID. With out these items, we can’t let you know if you qualify for approval and how much we can lend you.

First, we need to verify that you are at least 18 or older, which is why we need to see your driver’s license or state-issued ID. Next, we need to verify that you are able to repay the loan. We do this by seeing your most recent pay stub. If you don’t have this, we might be able to accept other sources of income, just call us to see what paperwork you need to bring in. Lastly, we need a clear picture of your entire financial situation, which is why we need to see your active checking account.

looking at cash loan online

See How Much You Qualify For

As you can see, all you have to do is send in the online inquiry form to see if an instant cash loan is something that can help you fund your emergency. It never hurts to ask and we here at Cash Cow will be happy to help. The inquiry form isn't an application and doesn't obligate you to take out a loan. It does allow those at the store to call you to see if you would be eligible to take out a payday loan and get to know you better. Fill out the form and see if this is an option that works for you!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.