lender providing emergency cash in Louisiana

How to Get Emergency Cash Today in Louisiana

If you want to know how to get emergency cash today, keep reading. Your fast money is on the way if you know where to look. In fact, you don't even need good credit or a high-paying job to find out how to get emergency cash today in Louisiana.

Here's All You Need To Know To Get Emergency Cash

1. Why You Might Need Emergency Cash Today

Money emergencies happen all the time, even to people with great careers and structured budgets. That's because life is unpredictable, meaning you can run into trouble at any time and for a wide variety of reasons. Say you have to travel somewhere unexpectedly. Did you know that the average flight costs about $1,200 per person? Do you really have the cash for that?

Most people don't, so they either have to dig into their savings or look for ways to borrow. But when their income and credit score holds them back, life can get tough. That's why you should learn how to get emergency cash today. After all, you never know when you might need it tomorrow.

TIP: Make a list of all your recurring expenses to determine how much you'll have left each month for incidentals.

2. When to Start Looking for Fast Emergency Money

You never want to wait until the situation is out of hand before you act. Creditors and bill collectors won't stop asking for their dues, so you can't hide from debt forever. Thus, it's best to start looking for emergency cash as soon as you can. Try to avoid late fees and damaging marks to your credit report if possible.

Depending on the type of help you seek, starting the process as early in the month, the week, and the day is crucial. That's especially true when you use options that provide money right away. Bank closures and delays are notorious for getting in the way of otherwise perfect financial plans.

FUN FACT: If you know how to get emergency cash today, then you won't have to panic about it later when something crazy happens.

3. How to Get Emergency Cash Today

Knowing how to get emergency cash today isn't nearly as difficult as the banks try to make it seem. In fact, most consumers have at least two alternative options that are seldom ever discussed. Usually, that's because banks want all the business for themselves, and many people assume they need perfect credit to get a loan. Not true.

Believe it or not, you can try either one of these things to get fast cash when you need it the most:

Option 1: Get A Payday Loan.

A payday loan is a type of loan that uses your pending paycheck as a form of collateral. You can borrow a substantial amount of money and then complete the transaction after you get paid. Usually, the repayment options are flexible enough to accommodate any payment schedule you can imagine - weekly, bi-weekly, monthly, etc.

FUN FACT: You can get as much as $300 from Cash Cow if you meet the basic requirements.

Option 2: Get A Title Loan.

A car title loan is a type of loan that uses your vehicle ownership documentation as a form of collateral. You can borrow thousands of dollars on the spot using a quick application method, and repayment is structured to meet your individual needs. Plus, you get to keep your car as long as the loan remains in good standing (which means you pay the bill on time).

NOTE: You must be at least 18 years old to qualify for a payday loan or title loan in the state of Louisiana.

Louisiana emergency cash contract

How To Get A Title Loan Or Payday Loan In Louisiana

Regardless of which option you decide on, the process is designed to be as quick and easy as possible. This is what you need to do.

Step 1: Go Online to Submit Your Application.

Head over to the Cash Cow website to get the best loans in the state. The intake application only takes a few minutes to complete, and you'll have a preliminary approval within half an hour in most cases. Then, an agent will set up a time to complete the next steps at your earliest convenience.

Step 2: Gather Your Necessary Items.

The items that are required depend on the type of loan you're getting. For example, here's what you'll need for payday loans in Louisiana:

  • Your most recent paystub
  • A blank check from an active checking account in your name
  • Your government-issued driver's license or photo ID

And here's what you'll need for title loans in the state:

  • The vehicle for a quick inspection
  • The lien-free car title (in your name)
  • Your government-issued driver's license or photo ID

Get Emergency Cash Today With Car Title Loans

You can get emergency title loan cash right away at amounts of up to $1,400, or payday loan amounts up to $300, plus you may receive your money within 24 hours if you act fast.

When considering how to get emergency cash today, let our advice help you succeed.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.