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What Do You Need To Get A Louisiana Payday Loan Online?

Standard bank loans are notorious for requiring a myriad of hard-to-find documents. Thankfully, you can get a Louisiana payday loan online without fuss, provided you have a valid ID card, pay stub, and a blank check.

In this article, we explore the three required items in more detail before telling you how to obtain a Louisiana payday loan online from us.

Everything You Need To Get A Louisiana Payday Loan Online

Before considering the requirements, figure out whether you really need a payday loan. Keep in mind that you shouldn't use them to fund shopping sprees, vacations, gifts, or other superfluous expenses. Instead, save them for real emergencies like medical bills, vet fees, home repairs, and the like.

Provided you genuinely require a payday loan online in Louisiana, take a look at everything you need here:

1. State-Issued Photographic ID

Firstly, you need a valid photographic ID card issued by the government. What do we mean by valid? It must be in date.

You have a myriad of options to choose from, including:

  • A United States of America driver's license
  • A United States of America non-driver's license
  • A United States of America passport
  • A United States of America passport card
  • A United States of America military ID card
  • A United States of America military dependent's ID card
  • A United States of America student card

Put simply, it must prove your identity and age. Keep in mind that you need to be over 18 years of age to access a payday loan online in Louisiana.

2. Pay Stub

Once you have your identification sorted, it's time to look at your income. To prove you can repay the loan, we require your most recent pay stub.

Don't worry too much about the amount. We aren't here to judge. Your income just tells us your maximum payday loan borrowing limit.

3. Blank Check

Finally, you must supply a blank check from a checking account open in your name. Please ensure it matches the name displayed on your valid government-issued identification. Otherwise, we can't offer you a payday loan.

Do You Need A Good Credit Score to Get A Payday Loan Online In Louisiana?

If you've ever applied for a standard bank loan, you'll understand the typical importance of a good credit score. Luckily, it doesn't apply to our payday loans.

We approve people from all walks of financial life. So, whether you have an excellent credit rating or a terrible one, you can find emergency monetary assistance with a payday loan.

But Do You Really Have Bad Credit?

It's surprising to us how many people think they have bad credit but are too scared to find out. Depending on your situation, you may not have as bad a rating as you believe, especially since different scoring models have unique rating criteria.

You can check online to see how your credit rating stacks up, but having poor credit shouldn’t stop you from applying, as we welcome all types of credit scores.  

How To Get A Louisiana Payday Loan Online

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By now, you have everything you need to get a payday loan online in Louisiana. However, you may not know how to use these items to actually get the job done. So, that's what we'll explain here.

Over the years, we've streamlined our process to ensure it's as succinct as possible. You can get the money you need in just 24 hours by following the six-step procedure below:

  1. Contact your nearest Cash Cow branch by phone or use our simple online form. It takes just five minutes and sends your information to your preferred store.
  2. Once a member of our team receives your request, they will give you a call back to discuss the process, ensure you have everything you need, and answer your questions.
  3. Afterward, go to your closest Cash Cow store with the required items.
  4. Upon arrival, one of our loan associates will evaluate your documents to figure out whether you can get approved.
  5. If you are approved, finish the process with the help of our loan associate. You just need to sign a couple of forms. 
  6. Lastly, you get the cash on the same or the following working day. It's that straightforward!

Submit Your Inquiry For A Louisiana Payday Loan Online Now!

After gathering your valid state-issued photo identification, most recent pay stub, and a blank check from your active account, submit your inquiry for a Louisiana payday loan online. The in-person part only takes 30 minutes, and you'll receive your money in no time at all.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.