What Do I Need to Know about Louisiana Payday Loans?

Getting payday loans in Louisiana could be of great help in various emergency situations. However, there are things you need to know before starting the payday loan process. The good thing is, learning about Louisiana cash advances through us at Cash Cow is simple! We’ve made it possible for you to learn what you need to in order to get through the loan process and find out if you can get the quick cash loans in LA that you need. Keep reading this article to learn more about this loan right now.

Learn About Payday Loans In Louisiana Right Now

What Is A Payday Loan?

To begin, a payday loan is almost like an advance on your paycheck. What do we mean? Well, a payday loan helps bridge the gap between pay periods when you really need emergency money. This means you will repay the loan when you receive your next paycheck from work – which is usually in two weeks. With this loan, you could qualify for anything up to $300, which we base off of your ability to repay the loan on time. This means we will take a close look at your income and finances.

When Louisiana Payday Loans Are A Good Idea

While this loan seems like a great idea to get, you really need to do some thinking before you make a decision. Getting a loan of any kind shouldn’t necessarily be your first choice of action if you need quick cash. If there’s any chance you could get the cash you need by means that don’t add to your existing financial obligations, then you should use those means before you decide to get a payday loan – or any loan.

However, when you’re on a tight deadline and need cash on short notice to deal with a time-sensitive problem, getting Louisiana payday loans could be an option. Good examples of such problems would be unplanned doctor’s visits and other medical issues, an urgent auto repair, emergency home repair, or having to cover overdue bills. Basically, any emergency that could get worse if left unattended would be a good reason to get a payday loan.

How To Qualify For Louisiana Payday Loans

To qualify for a payday loan at Cash Cow in Louisiana, you need to be at least 18 and able to prove your ability to pay off the loan. To do that, we require you to bring in a few items. Don’t worry though, because we’ve made sure to keep the required items short and easy for you to remember. In fact, you won’t have to go digging through your home trying to find a stack of documents. All you need to bring in with you are the following items:

• A driver’s license or state-issued photo ID to verify your identity and legal age;
• Your most recent pay stub as proof of income;
• A blank check from an active checking account in your name.

You Can Get Payday Loans With Poor Credit

The good thing about our payday loans in Louisiana is that you can qualify even if you happen to have poor credit. We here at Cash Cow are open to borrowers with all credit situations. What is important to us is the state of your required items. If they’re up to par, you’re likely to get a loan even if you have no credit at all. Better yet, we don’t even report your loan to the major credit bureaus, so it won’t impact your credit at all.

You Can Get A Payday Loan If You Are Unemployed

Your most recent pay stub is on the list of required items, as your payment would need to determine the size of the loan you qualify for, as well as the loan payoff date. However, that doesn’t mean you’re outright disqualified if you’re unemployed. You could get Louisiana payday loans while unemployed if you’re able to provide alternative proof of income and prove you’d be able to pay the loan off on time.

That means if you have income from disabilities, social security, alimony, or others, you might be able to use this source of income for Louisiana cash advances from us at Cash Cow. However, before you come in with your paperwork trying to get quick cash loans in LA, you have to give us a call first. We will go over your income source options if you are unemployed and will let you know what kind of paperwork you need to bring in to prove your income source.

Here’s How The Payday Loan Process Will Look Like

Now that you know more about this loan, you can start the process with us! As we said above, the process is simple and quick to get through. As long as you have the required items, you should be able to go through these simple steps and find out if you qualify for approval. Here are the quick and easy steps you will take in order to find out if you can get payday loans in Louisiana through us at Cash Cow:

1. Prepare all the required items in advance: your driver’s license or a valid government-issued photo ID, your most recent pay stub, and a blank check from an active checking account before you start.
2. Use the online request form on the website to send your information to the nearest store. Soon enough, one of our loan representatives will give you a call.
3. Take the required items to the meeting the representative sets up for you. They’ll need to assess your documents to determine if you qualify for the loan and how much cash you should get.
4. If they decide to approve you, all you’ll have to do is go over our loan terms and sign some paperwork to finalize everything. Once done, you can get the money either on the same day or the next.

Submit Your Loan Inquiry Today!

As you can see, getting Louisiana cash advances can help you out when you really need quick cash. And it doesn’t take long for you to find out if you can get approved. So don’t wait any longer and struggle alone with your expenses. Get payday loans in Louisiana today to help with your emergency expenses sooner rather than later! It all starts with you filling out the simple online form found on our website!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.