Emergencies happen to all of us; there are times when you need to cover unexpected expenses you can’t afford. Whether it’s medical bills, home repairs, or travel costs, these expenses can come up suddenly and leave you with no payment options. However, cash advances can act as a lifeline to get you the money you need in less than half an hour.
At Cash Cow in Louisiana, you may be able to get instant payday loan approval. With us, you could receive the money you urgently need quickly to cover your emergency bill as soon as possible. Discover how the process works below.
What Is A Cash Advance?
A cash advance also known as a payday loan, is a short-term borrowing option that lets you borrow money from a future paycheck. As long as you can prove your income, you can get a quick payday loan worth up to $700.
How much you can receive depends on your income level and ability to repay the loan. You will need to repay the loan with your next paycheck, so you will only get approved for what we deem you can repay.
Getting approved for an online cash advance can take less than 30 minutes, as long as you begin the process prepared for what is expected from you.
What Are The Required Items For a Cash Advance?
To get instant cash advance approval, you must have the required items. At Cash Cow in Louisiana, we have a few documents we will need from borrowers to get approved. Thankfully, there are only a few items that you should be able to find easily.
Here are the required items for an online cash advance:
- State-issued ID or driver’s license - Your photo ID will be used to verify your identity and confirm that you’re of the legal age. You need to be at least 18 years old to borrow an emergency loan in Louisiana. You can use your driver’s license, passport, or any other state-issued photo ID.
- Your most recent pay stub - The loan amount will mainly depend on your income, and you can use your pay stub to give the lender's representative an idea of your salary.
- A blank check from an active checking account in your name - The lender may use the check to collect the full loan amount once the time comes. By the way, you absolutely need to have a checking account to qualify for a payday loan, so make sure that you meet this requirement.
How To Get a Cash Advance In 30 Minutes: A Step-By-Step Guide
To qualify for a cash advance in Louisiana, you must be at least 18 years old, have a checking account, and demonstrate a stable income with the ability to repay the loan. To get approved quickly, fill out the online appilcation, by phone, or in person, providing your name, zip code, email, and phone number. A representative from the nearest store will call to explain the process, answer questions, and schedule an in-person meeting if needed.
Bring your verification documents to the store, meet with a loan professional to determine your loan amount, and complete the necessary paperwork. Once signed, you’ll receive your funds the same day or by the next business day. Payday loans are short-term, so you can repay them with your next paycheck, handle your emergency, and return to your normal routine.
Do You Need A Good Credit Score For An Online Cash Advance?
Your credit score won’t be the main factor the lender considers when deciding on a loan. Instead, your ability to repay and your income are more important. This is because payday loans are short-term, and you’ll usually have only a few weeks to pay back the loan.
You may still qualify even if you have a poor credit score. Furthermore, even those who are just starting to build their credit history might end up getting approved. You would need to ensure that all your documents are accurate and that you have the necessary papers to prove that you can afford to repay the loan.
Why Choose Cash Cow In Louisiana For A Cash Advance
When it comes to cash advances, the key factor to success is being able to find the right lender. A reputable and trustworthy lender will help ensure that the entire process proceeds as smoothly as possible. Cash Cow can become that kind of lender for you.
Here are a few of the advantages of working with Cash Cow in Louisiana:
- We have plenty of experience - Our company has three decades of experience providing financial aid to Louisiana residents. During this time, we have helped thousands of clients manage their financial emergencies. We have a lot of repeat customers and over 9,000 reviews that you can have a read through whenever you have a spare minute.
- We have a fantastic team of professionals - Our representatives are friendly experts who are committed to helping you find the most suitable financial solution for your specific case. We are always here to answer any questions you may have, whether you choose to ask them in person, over the phone, or through our convenient online chat option.
- You can borrow up to $700 - You will only need to bring a few different documents to get a payday loan, and the amount mainly depends on your income. In any case, you might receive just enough to cover an urgent bill that has unexpectedly arisen.
- You might get the money on the same day - We have many store locations across Louisiana for you to choose from. Once you arrive, the whole process may take only 30 minutes, and if the loan is processed before noon, you could receive the cash the very same day.
Get A Payday Cash Advance In Louisiana – Borrow Up To $700 Today!
At Cash Cow, we have made sure that the process is quick and simple. Simply bring in a few items to the store, and you may qualify for up to $700 in just 30 minutes. Get approved regardless of your credit score.
Begin the process today by filling out our online payday loan form. We will call you to explain the process and help you get approved in person in less than 30 minutes!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
