Payday Loans With Bad Credit In Louisiana

May 14, 2020 | Emma Frost

payday loans bad credit

We know how much a bad credit score can affect. It can give you problems when you want to buy a home, when you want to buy insurance, and even with certain jobs you apply for. But we really feel the effects of bad credit when we try to go for loans or lines of credit. With a poor credit score, lenders will be very hesitant to loan you any amount of money because it tells them you may not be responsible with your finances. And if they do approve you for a loan or line of credit, you’ll have to deal with high interest rates. The whole thing can be so stressful. But there is a silver lining. You can get payday loans from Cash Cow in Louisiana for financial help. We won’t deny you your loan just because you have a poor credit score. Plus, you get a lot of benefits when you get a payday loan with us.

Wait, Is That Really Possible?

When we say you can get a payday loan with bad credit, we really mean it. There is no lying here. At Cash Cow, we make it easy to get payday loans. We don’t bother with crazy qualifications and long processes. Not having the money you need is stressful enough. Getting a loan shouldn’t add to that stress; it should relieve some stress. So, no matter what your credit looks like, don’t hesitate to come in and talk to us. We will gladly take a look at your situation and determine how much you qualify for. But before you begin the process, you have to understand what a payday loan is.

What Is A Payday Loan?

If you’ve never dealt with payday loans before, it’s not as hard as you may think. A payday loan is a short-term loan that is intended to help you make ends meet between paychecks. The amount you can receive is usually between $100 to $300 and is usually paid back by your next paycheck. While this loan isn’t intended to be a permanent solution, it can still offer you a lot of help when you just can’t wait for that next paycheck. And the process to get the loan is quick and completely simple. In less than 30 minutes you could walk out of one of our Cash Cow Louisiana locations with the cash you desperately need.

payday loans louisiana

Like I said, the process is quick and easy to complete. We don’t mess around with processes that are too complicated with a long list of qualifications you need and documents you need to bring in. With just a few documents, you can be approved for a payday loan. Those documents are:

  • Your most recent paystub
  • Your driver’s license or a state-issued ID
  • A blank check from an active checking account in your name

With just these three documents, you will be ready to come in and go through the process. But, of course, you have to know what a payday loan can do for you before you begin trying to get one in Louisiana.

What Can I Do With A Payday Loan?

With a payday loan, there is a lot you can get done. These loans are perfect for when you are in those situations that just don’t allow you to wait until your next paycheck. Those situations that are completely unexpected but stop you right in your tracks. Like if a pipe bursts in your home suddenly and you just don’t have the funds to deal with it right at that moment. Or you accidentally hit another car and have to pay damages but can’t. a payday loan is for those situations that need to be taken care of right away and cannot wait until you have the necessary money to deal with them.

Another big one is forgetting to pay a bill. You don’t need something like your electricity being turned off or your phone being disconnected because you forgot to pay. Mistakes happen and we forget things all the time. When we do forget to pay a bill, that is the time to look for Cash Cow’s help. Or when you don’t properly set your budget for the week and you are short on cash for food or gas, that is another situation in which a payday loan can be big help.

payday loans application

Now Is The Time To Get Started

Now that you know you can get a payday loan with bad credit, what a payday loan is, and you know what you can do with it, you are ready to get started. All you have to do to begin the process is complete the online form. Once that is submitted, you will receive a phone call from one of our loan representatives to get additional information. After the phone call, you can make your way to one of our Louisiana locations with the required items. We will then check your items and let you know how much you qualify for. That is all it takes to get your payday loan.