woman looking into payday loans in Baton Rouge

Can You Get Payday Loans In Baton Rouge, Louisiana If You Are Unemployed?

You might be surprised to find out that there are plenty of payday loans in Baton Rouge, Louisiana available for those who do not have a job at the moment. If you can provide the necessary documents to prove that you have a reliable source of income, you might be able to receive the emergency cash in the shortest time with us at Cash Cow. How exactly can you prove your income and what other factors will we take into consideration when making a decision? Keep on reading to find out.

How To Get Payday Loans While Unemployed

A payday loan is a short-term loan that you can get if you find yourself struggling between paychecks. But the truth is that anyone that is a legal adult can apply for such loans here, even the unemployed. Usually we ask for you to bring in your most recent pay stub because that is how we determine how much you can repay if you are approved for this loan with us.

But the good thing is we are ready to consider alternative documents that are going to prove that you have a source of income. Before taking out this loan however, make sure that the size of the monthly payments is appropriate for your specific case. You should also give us a call to go over what kind of items you can bring in if you are unemployed and can’t bring in your pay stub.

unemployed man getting payday loans in Baton Rouge

What Documents Can You Use To Prove Income If You’re Unemployed?

As we said above, if you are unemployed and can’t bring in a pay stub to get payday loans in Baton Rouge, Louisiana, there are other things you can bring in. It is important to show us that you will be able to repay the loan on time. And that can be done only by providing the appropriate papers that prove that you are earning money on a regular basis. Though it is best to call us beforehand, we usually allow the following sources of income:

  • Unemployment benefits.
  • Alimony benefits.
  • Disability income.
  • Social Security benefits.
  • Pension funds.

If the benefits that you’re eligible for meet our minimum monthly income requirements, you might be able to qualify. You will also be asked to provide your driver’s license or state-issued photo ID to prove your age and identity and a blank check from your active checking account so we can get a full picture of your financial situation. Make sure to have all of these items when you come to one of our nearest store locations for your meeting.

Why Get A Payday Loan From Cash Cow?

Now that you know that you can get a payday loan while you are unemployed, you should know why you should come to Cash Cow for your loan. Our experts at Cash Cow specialize in helping people who are currently unemployed get emergency cash as fast as possible with our payday loan. Here are a few reasons why you might want to choose us for payday loans in Baton Rouge, Louisiana:

  • Cash Cow has plenty of neighborhood locations throughout the state of Louisiana.
  • You can usually get through the in-person process in only around 30 minutes.
  • All of the store associates are trained professionals who are dedicated to treating you with respect and providing you with the best possible customer service.
  • You wouldn’t have to gather a ton of documents to find out if you qualify for approval.
  • If you have any questions regarding the loan, you can always contact us from the comfort of your own home by calling us or chatting with us online through our online chat feature.
  • Cash Cow has nearly 300 reviews Google reviews and a 4.9-star rating. You can see some of our reviews right through our website as well.

man in need of payday loans in Baton Rouge

How Much Can You Qualify For?

How much you’d be able to borrow would depend on your ability to repay the loan. However, you can basically qualify for anything between $100 and $300. You should also know that you can still qualify for this amount even if you have poor credit and are unemployed. We here at Cash Cow are ready to consider any credit situation. In fact, we don’t report your loan to credit bureaus at all.

How To Complete The Process

Now that you know how to get payday loans in Baton Rouge, Louisiana while you are unemployed, you should know a quick breakdown of how to get through the process. You can actually begin the process online through our online form. While this isn’t an application, this does send your information to the nearest store so we can get in touch with you. For the rest of the process, you will be asked to visit one of our physical stores, but don’t worry – there are plenty of locations in Louisiana.

Apply For A Payday Loan Now!

As you now should know, you can certainly get Baton Rouge payday loans if you’re unemployed. In fact, you might get approved even with bad credit. Cash Cow makes applying for a payday loan as simple and quick as it can be. In some cases, you might even be able to receive the much-needed amount on the same day if you are approved! So, if you’re ready to take the first step, fill out an inquiry form right now.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.