reliable direct lenders of loans

How To Choose A Reliable Lender Of Bad Credit Loans

There are times in life when you need a loan, but bad credit loans can be difficult to get. If this sounds like your situation, you’ll be glad to know there are ways for you to get the loans you need to help you out despite your poor credit. The thing you need to make sure of is that the lender you are going to is actually one you can trust. And, again you’ll be glad to hear that there are ways to make sure your lender is trustworthy. Read this guide to learn what you need to look for in your loan lender.

Use These Guidelines To Find A Reputable Loan Lender


The second trademark of a reputable lender is transparency. They will never have you sign or do something before you’ve had the opportunity to review it. Scam lenders will try to get you to sign documents without letting you read them. You should also be particularly suspicious if a lender tries to get you to sign blank documents, telling you that they’ll fill them in later. If the terms of your loan or contract change suddenly and you’re obligated to sign more, you’re dealing with a scam.

Trustworthy direct lenders for bad credit loans will judge your eligibility based on a number of factors; and once they make their assessment, the amount you qualify for – and other loan terms – will remain fixed. Above all, you should never feel pressured into thinking a loan is the only option. If a direct lender is trying to push you to sign or get a loan in the first place, then they’re probably not legitimate.

Reputable direct lenders like us at Cash Cow recognize that loans are short-term emergency resources that are supposed to only be used to tide you over for a short period of time. Loans will not solve your financial situation permanently, this means we will never pressure you into signing anything. In fact, if a direct lender is trying to pressure you into signing now, then you should walk away.

reliable direct lenders in LA


The last trademark of a reliable lender is credibility. You are supposed to be able to start on their website and look for – at the very least – reviews of their services. And if the reviews aren’t on their website, make sure to check other review websites such as Google and Yelp to find their reviews. If they have numerous unfavorable reviews, then it might be time to look elsewhere for another lender. Just be wary of fake reviews that could misrepresent the authenticity of the lender.

Another important trademark of a reputable lender is a physical address listed on the website that matches the contact information. First, you should be able to find an address on the site. If you can’t, that’s a concerning sign. The address, when searched online, should reveal a physical location, not another business. Scam lenders will sometimes steal an address from another company to make themselves look reputable, so make sure you check what’s listed on the site!

When you work with us at Cash Cow, you can find all of these things right on our website. If you scroll to the bottom of our website, you will find reviews from actual customers that are talking about their experience. And if you want to go deeper into the reviews, a quick Google search will show you everything. Likewise, we have a locations page that shows where each of our stores are throughout Louisiana.

How To Get Our Loans

When it comes to getting bad credit loans, we here at Cash Cow make sure the process is reliable and quick. In fact, we offer two loans you can go for – either title loans or payday loans – and both processes are simple to understand and get through. Regardless of what loan you go for, you can get the money you need on the same day or the very next. And we don’t require you to bring in a lot of items for either loan. In fact, here are the items you need for title loans and payday loans:

  • For title loans
    • Your driver’s license or valid state-issued photo ID,
    • The lien-free title to your vehicle in your name,
    • Your vehicle for a quick inspection.
  • For payday loans
    • Your driver’s license or state-issued photo ID,
    • Your most recent pay stub,
    • A blank check from an active checking account in your name.

Regardless of what loan you go for, you’ll fill out the online form to connect with a representative from the nearest LA loan location who will go over the details you need and schedule an appointment for you. To get either loan, remember you’ll need the above items when you arrive for your appointment. If you are going for a title loan, we will need to inspect your vehicle. We will then quickly decide if you qualify for whichever loan you want. If approved, you’ll get the money on the same or the next day.

direct lenders of bad credit loans

Find A Reputable Lender Today!

Knowing how to navigate the world of bad credit loans with a direct lender is tricky, but now you know how to spot the red flags of a scam to avoid trouble. And remember, Cash Cow of Louisiana is a reliable resource to help you get bad credit loans and tide you over when you need it most. So don’t hesitate any longer and fill out the online form on our website to get started on the simple and quick process.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.