3 Easy Steps To Getting Payday Loans Hammond

No matter who you are, financial emergencies can come along – especially when you aren’t ready for them. Sometimes that paycheck may not stretch far enough and you’re left looking for payday loans Hammond for help. We here at Cash Cow can help you get the cash you need, when you need it. We approve payday loans that Louisiana residents can use for their emergency expenses. The process is quick and really only takes 3 simple steps. Keep reading to learn the steps you’ll need to take.

What Are The 3 Easy Steps To Getting Payday Loans?

1. Get In Contact

Your first step to get payday loans Hammond is to make contact with us at Cash Cow. You can go to our website and fill out the simple inquiry form requesting us to contact you. You can also call one of our stores and speak to a live representative. Or, you can stop by your nearest Cash Cow location. One of our associates will walk you through the process and go over what your needs are and what you'll need to submit with your request.

2. Provide The Necessary Documents

The next thing you’ll need to do is gather your required items. You will need to provide a few things to find out if you can get approved for your cash. You need a state-issued ID or driver's license to prove you are at least 18. You also need your most recent paystub. Finally, you'll need a blank check from an active checking account in your name. The loan specialist you speak to will set an appointment with you at the nearest store location where you will provide these items for us to assess. 

3. Find Out Your Chances

The last step is to find out if you can get approved. The good news is, in most cases, you don't have to wait long. In fact, the entire in-person process lasts around 30 minutes for us to assess your items and give you an answer. And if you are approved, all you’ll have to do is finish filling out the papers and have us go over the loan terms. Once you are done, you can get the money either on the same day or the next bank business day at the latest.

Are Payday Loans Hammond Right For Me?

So, how do you know if a payday loan is right for your needs? The first thing to consider is why you are getting payday loans Hammond. The purpose of a payday loan is to help you cover your bills or pay for something unexpected. This loan is ideal for the short term because you have to repay it by your next paycheck. The other important consideration is how much you need. With this loan, you could get anything between $100 to $300, so smaller emergencies are better for this loan.

Can I Get Approved With Bad Credit?

Payday loans aren't like traditional loans that are heavily based on your credit score. Credit scores and history aren't used to determine eligibility for payday loans with us at Cash Cow. Your ability to repay the loan is based on your employment instead. In fact, we won’t report your loan to the major credit bureaus if you default on it. This means this loan won’t have any major impact on your credit score at all!

When Will I Have To Pay The Loan Back?

As we said above, you'll be expected to pay your loan back when you receive your next paycheck – which is usually in two weeks. It's important that you look at your loan paperwork to learn exactly when your loan is due. There may also be some other options that will allow you a little more time to get your loan paid back should you need it. If that need arises, you’ll have to speak to us and we can sit down with you and go over your options.

How Do I Make My Repayment?

You can pay your loan back easily right through our website. We have a user-friendly platform that makes it easy for you to make your loan payment right online. This means you won’t have to come to the nearest payday loans Hammond location just to repay your loan. However, if you’d rather come into the store to pay back the loan in person, you can also make your payment in person. Whatever way you are most comfortable with you can do.

Get Through The Payday Loan Steps Now

Payday loans in Hammond are designed to help you when you need a little extra cash between your paychecks. And as you can see, it only takes 3 simple steps to find out if you can get the funds you need. You can get started right here on our website quickly and easily. We are all willing and waiting to help you get through our process right now. So don’t hesitate any longer and fill out the short online form on our homepage and speak to a loan specialist today.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.