tips for payday loans LA

6 Tips For Getting Approved Fast During The Payday Loan Application Process

If you are in need of a loan, the last thing you want is to go through a tough process. Instead, you can come to Cash Cow and go through our payday loan application process. We here at Cash Cow want to make things simple for you. This is why we’ve made sure to make the process simple. And we’ve even taken things further by giving you six tips to make things even simpler for you! So, if you are in need of a quick loan, remember these tips to make the process quick and simple.

How Do You Speed Up The Payday Loan Application Process?

1. Fill In The Form Correctly

The first part of applying for a payday loan is the quick online form on our website. This only asks for a few basic details, but making sure that you’ve got the information correct will make the start of the process run more smoothly. Take a few seconds to glance over your answers before you submit this form. It’s very easy to hit a key wrong if you’re typing fast, and this could slow down the payday loan application process, because you’ll just have to correct the information before you can move forward.

2. Answer The Phone Call

Shortly after submitting the above form, you’ll get a call from one of our payday loan agents. They are there to help you understand payday loans and to talk you through the early parts of the process. You can also get answers to your questions at this stage. It’s important to answer this call when it comes, as this will allow you to move to the next stage. Your application can’t go any further until you have spoken with one of our payday loan agents.

This means you should try to keep your phone handy after submitting the form because we should be giving you a call from the nearest payday loan stores in Louisiana within a few minutes. If you can’t answer or you miss the call, it won’t prevent you from getting a loan, but it might slow things down a bit as we will have to reach out again. You may even have to come into the store to get us your basic information if you miss this call.

learning tips for payday loans

3. Get Your ID Ready

You’ll need an ID or driver’s license in order to complete the payday loan application process. Now, whether you decide to use your driver’s license or an ID, it needs to be state-issued and must have a valid photo of you on it. The ID or driver’s license must also have your name and accurate age on it as well. Having this ready and bringing it into the store with you when you come will make everything happen more quickly because we can verify that you aren’t a minor.

4. Have Your Latest Pay Stub

We also need to see your latest pay stub to prove your income, so make sure you bring this into the store with you when you come. If you don’t have this pay stub available, it will slow down your loan process, as you may need to request it from your employer. We might be able to use other sources of income as long as you have the right paperwork to prove it. But before you bring in any other sources of income, make sure to speak with us so we can make sure you bring in the right thing!

5. Bring A Blank Check From Your Account

You need to show us a blank check before we can decide if you qualify for a payday loan, so bring one of these with you when you organize to come into the store. If you don’t have a blank check, get in touch with your bank to organize acquiring one first. You won’t be able to finish the payday loan process without one, so you’ll save yourself a journey by getting one before you meet with one of our agents. Also keep in mind to make sure the blank check comes from an account in your name!

payday loan application steps

6. Come To The Meeting On Time

Once we’ve set up your meeting to bring in your required items, try to be punctual when coming to the store. Everyone ends up running late from time to time, but being on time may help to speed things up and ensure the payday loan application process takes as little time as possible. To make it easier on you, we’ve got a lot of locations throughout Louisiana, so you will have one that’s convenient for you!

How Long Does The Payday Loan Application Process Take?

How long the process can take can vary a little, especially if you don’t have the paperwork described above, but we make it as quick as possible. The in-store part of the process can take less than an hour in some cases. The rest should also be fast, especially if you have your paperwork in order and your phone available before you start. If you’re approved, you’ll then get the money within two working days. At this point, there's nothing else you can do to speed things up.

Submit An Inquiry Today

Cash Cow offers payday loans to clients, and if you’re looking to get money in a hurry, this could be a good option for you. Our payday loan application process is straightforward and shouldn’t take very long, but it’s important to understand what you can do on your end to make things even quicker. By having the right paperwork and making sure you answer your phone, you can ensure everything runs as smoothly as possible. So get started with the process and fill out the online form now.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.