Pressured to Propose? 4 Ways Saying "I Do" to a Title Loan Could Help
March 2, 2019 | By Mason Roberts
These days, we have social media platforms like Facebook and Instagram to thank for the ongoing pressure to keep up with what our peers are doing. We've seen all the big proposal videos and the many new and cute ways people are popping the question. But before you go making such a big life choice as getting engaged, how about stopping to make sure you're financially ready?
Make the Most of Your Proposal
If you're feeling the pressure to propose, take a moment to think about it first. It's always a wise decision to make sure your finances are in line before making such a huge life-altering decision. If extra cash has been hard to come by for you recently, there's a new way to get extra cash that could offer you some much-needed relief while you get your financial ducks in a row. Here are 4 ways that saying "I do" to a title loan could help untangle your finances before you tie the knot:
Paying Past Due Bills
Make sure that all your bills and accounts are current before stepping into marriage. Like death and taxes, bills are another absolute certainty, and title loans could provide fast financial relief when they begin to pile up. If your bills are past due, the getting a financial boost from your local title loan lender is always an option. You could get your bills paid sooner than later, saving you money on late fees, security deposits, and overdraft charges.
Avoid Damaging Your Credit
Though many financial gurus tell us to stay away from using credit, you need it for certain things. Post-marriage purchases like a house or a car are essential and only a good credit history will help you buy them. But unfortunately, the only way to build credit is to use it. Having a credit card is fine if you use it on rare occasions, but most of us do just the opposite.
Many cardholders will end up using their credit cards for everything from bills to entertainment. This kind of spending behavior can quickly lead to hefty balances, mounting interest, late payments and eventually, bad credit.
On the other hand, title loans could offer fast financial relief without leaving any footprint on your credit score. That is because lenders don't check your credit during the title loan approval process and they never report to any credit agencies. All they need from you is your:
- Lien-free vehicle title
- Driver's license (or a valid state I.D.)
- Vehicle (for inspection only)
These items are all you need to qualify for a same-day title loan cash. Title loans could be an alternative way for you pay for important purchases or unexpected cash emergencies without jeopardizing your credit score.
Handle Financial Emergencies
If you're like most, you probably don't have emergency savings set up for the unexpected. So when a financial crisis eventually hits, it can easily run your bank account dry. A title loan lender could help you manage your financial emergencies at a moment's notice.
They offer same-day cash with a quick and easy approval process. So if you're facing an ugly financial crisis, take care of it with a title loan before you even start considering tying the knot.
Find Financial Relief
Engagement rings are expensive, and if you put a heavy down payment on a diamond ring, your bank account's probably feeling the heat. A title loan could put help cool things down until your next payday with cash amounts up to $1,400 available in as little as 30 minutes. Because of the quick and easy approval process, you could put the extra cash you need in your pocket over your lunch hour.
How Could a Title Loan Help You Pop the Question?
Overall, you should make sure your personal finances are in order before popping the big question. If you need a little financial relief to help you get your finances straightened out, a title loan could be the right choice for you. Speak with your local lender today to learn more about this fast and easy source for emergency cash. A helping hand now could lead you to a better and brighter future that you and your future spouse can look forward to.