checklist for online title loans LA

What Do I Need to Get Online Title Loans?

If you are dealing with emergency expenses, you should consider getting online title loans from us at Cash Cow in Louisiana to help you out. They’re an accessible and easy way to get cash together when you need it on short notice to cover an emergency urgently. Mostly, that’s due to the fact that there aren’t a lot of complicated qualifying requirements for online title loans – unlike, say, bank loans.

With us at Cash Cow, the list of required items for us to determine if you qualify is short and to the point. All types of income are accommodated, and you can easily find out if you can get approved even if your credit is bad. Plus, getting through the actual process is simple! If you are in need of this loan, read this article to learn more about the process and the items you’ll need.

Guidelines To Getting Online Title Loans In Louisiana

As we said, getting through the process so you can find out if you qualify is simple. We don’t make you go through tough steps that are hard to understand. Plus, we have representatives that are always willing to help you out. And if you are approved, you can get the money either on the same day or the next bank business day. Here are the steps you will have to take to find out if you qualify:

  1. Start by submitting the online form on our website. The form will send your information to the nearest store location. As soon as it gets processed, you’ll get a call from the loan representative – so keep the phone close.
  2. The loan representative will confirm your information, explain the process, and answer your questions. Once they’ve made sure you’ve got all the necessary details, they’ll set up a meeting at a place that’s most comfortable for you. Just make sure you have the items with you.
  3. You’ll take the required items to the meeting so that the loan representative can assess your them and assess your vehicle to determine how much money you could get and if you qualify.
  4. If you are approved, they will go through the loan terms and help you finish the paperwork. If you agree with the terms, they will have you sign the loan agreement and answer any remaining questions. After that, you are finished!

checklist for online title loans

Here’s What You’ll Need To Get Online Title Loans

As we said, we don’t require you to bring in a ton of items. In fact, there are just three required items you need to provide to us to prove your eligibility for the loan. Plus, these items are simple, so they are probably already within arm’s reach in your home. Remember to bring these items to us so we can see if you can get this loan. Here are the items you’ll need:

  1. Driver’s license or state-issued photo ID: You need to be at least 18 years old to be approved for an online title loan. The document will help us verify your identity and age, as well as ensure it’s your name on the vehicle title you’re planning to use as collateral.
  2. Lien-free vehicle title in your name: When it comes to secured loans, like title loans, the title to your car will serve as collateral . Since it ensures our money is protected, the title needs to satisfy the following requirements:
    • It must be completely lien-free – lien-free means there aren’t any outstanding loans or judgments against your title, and you have the complete ownership of your car, with no financial obligations to anyone;
    • It must be in your name – you won’t be able to use a title with another person’s name on it even with their permission, so if it’s an issue make sure to have the title transferred to your name at the DMV before applying. If the title has your and someone else’s name on it, and both names are separated with “and”, both of you are required to sign off on the loan.
  3. Your vehicle for a quick inspection: Car inspection is required, because the value of your car will determine the maximum loan amount you can get. The market value is based on a national pricing guide, but your car needs to be inspected to see if it has suffered any wear and tear that brings the price down.

got title loan online

Who Is Eligible For Online Title Loans?

Now that you know the process and the required items, you need to know if you fit the type of person that is eligible for online title loans. Namely, you need to be a car owner of legal age, who outright owns their car (i.e. it’s not financed nor are there any outstanding liens placed against it), and has sufficient documentation to prove both their legal age and car ownership. You must also make sure you are the type of person who will only use the loan for its intended use.

While we won’t ask why you want this loan, you still need to practice responsible borrowing. This means you should only use it for emergency expenses. If you plan on using this loan for frivolous spending, this could hurt your finances and put you in a bigger hole. This loan also won’t work if you want it just to improve your credit. Basically, it is for emergencies that need your immediate attention.

Get Your Online Title Loan Today

Applying for online title loans in Louisiana is simple. Make sure you’ve got all the required items in order and follow the instructions from the loan representative handling your case diligently – and the process could last as little as just 30 to 45 minutes! Fill out the online form now – and get up to $1,400 funds to cover your emergency expenses.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.