online title loan amount in Louisiana

What Is The Max Title Loan Amount If You Live In Louisiana?

If you are thinking about getting a title loan, you are probably wondering about the maximum title loan amount you can get with us at Cash Cow. Are you worried you won’t get enough money or you just don’t know the title loan limits in Louisiana when it comes to us? Well, you don’t have to worry any longer. We can easily tell you about the borrowing limits and what impacts your loan amount. So, if you’d like to know how much money for a title loan you could get, keep reading right now!

What Is The Max Loan Amount For Title Loans in Louisiana?

When it comes to our borrowing limits for title loans, you can get anything between $300 and $1,400. But how do we figure out the maximum loan amount exactly? Well, the figure you can get largely depends on your vehicle's market value and its overall condition. This means we will have to inspect your vehicle before we can let you know how much you qualify to get if you are approved. We also look at a nationally recognized pricing guide to determine its value.

How We Determine Your Specific Max Loan Amount

When figuring out how much to value your car, truck, or van, as we said above, we look at a national market average for the make and model and its condition. It is important to know that a few things about your vehicle contribute to its condition – which then impact the title loan limits in Louisiana. You should also know that some things you are capable of improving if you feel these things will negatively impact the condition of your vehicle. Here are just a few things we look at during the inspection:

money bag with arrow pointing up to maximum loan amount

  • Make and model — If you own a popular make and model, the surge in demand causes an increase in value. There are a few, like Ford Mustangs, that remain popular no matter their age, so this stands you in good stead for the max loan amount. Additionally, luxurious brands like Audi and Cadillac are always worth more than everyday vehicle manufacturers.
  • Mechanical and aesthetic condition — Unless you own a scrapyard or like to build banger racers, you won't find a lot of value in damaged vehicles. Well, neither do we. Both aesthetic and mechanical damage decreases the worth, depending on the severity. We suggest looking for things like stains, scratches, dents, tire degradation, oil changes, dings, and cracks before you bring your car to us.
  • Current odometer reading — A high mileage typically lowers the overall worth of your vehicle. A low mileage, on the other hand, usually increases the value. It's often directly related to the age of the vehicle, as most people drive at least 10,000 miles every year. The reason for this is the mileage can indicate possible wear and tear of your vehicle.
  • Vehicle year — Everybody wants the newest model. If you have a 2015 Toyota Aygo, it's probably worth less than the 2021 model. It's typically because technology is advancing, giving newer vehicles the edge over older ones. That said, a classic car might be worth more than the latest model. It just depends on the circumstances.

What Can You Do To Improve Your Chances?

As we’ve mentioned, you can do a few things to possibly improve your chances of getting a high amount of money. You can make sure your engine and motor are working the way they are supposed to – which might mean you should have a professional take a look and do some basic car maintenance like changing the oil. You can also make sure your tires are in good condition so they don’t negatively impact the brakes. Finally, if your car has any dents or damage to the windows, you should get those fixed.

got max title loan amount

Our Title Loan Process

Now that you know the maximum title loan amount, you can officially begin the process! The good news is our title loan process is simple and quick for anyone to get through. In fact, all you have to do is follow a few steps and we will let you know if you qualify for approval and how much money we can lend to you. So, if you're interested and would like to get a title loan online from us at Cash Cow to fund your emergency, follow the steps below:

  1. Connect with your local Cash Cow location by using our simple online request form on our website or giving us a call.
  2. If you submit the form, one of our friendly store representatives will call you to answer your questions, ensure you know about the requirements, and set up a meeting to meet you in person.
  3. Take your vehicle, lien-free title to your vehicle, and your driver's license (or a state-issued photo ID) to your nearest Cash Cow store or at another location of your choosing.
  4. One of our knowledgeable loan professionals will examine your vehicle and documents to figure out whether you qualify. While it's happening, you can ask any other questions.
  5. If you do qualify for approval, you complete the paperwork. Finally, you receive the money you need from the title loan either later that day or the next bank business day and leave with your vehicle.

Get Your Title Loan From Cash Cow Today

When it comes to the borrowing limits of title loans, you should know that you can get between $300 to $1,400 – which is a good amount to help with your emergency expenses! And we are always here to help you find out how much your vehicle can get you – if you are approved, of course. So don’t stress yourself out by handling your emergency expenses alone. Use our online form or give us a call to get the process started today.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.