If you are in a bad situation that is making your budget tight, you may feel like the next step is to sell your things, like your car, so you can have that cash you need. But for those in Louisiana, there is another option that’ll get you cash quickly without you having to give up your car. I am talking about title loans – often referred to as title pawns in other states. Title loans are loans you receive when you use your car title as collateral. Like I said, you can get cash for title and not your actual car, which means you can keep your car and keep using it as much or as little as you want while you are repaying this loan. This loan is designed not as a way to get rid of your debt or to permanently fix your finances, but as a way to get you out of a tight unexpected situation – like medical emergencies or home repairs.

While you can’t use this loan to help fix your finances permanently or pay off your debts, this loan comes with plenty of benefits that you need to know about. The first one is one I already mentioned, you get to keep your car. What’s better is the fact that, even if you don’t own a car, you can still qualify for a title loan. If you don’t happen to own a car but you own a truck, SUV, or even a motorcycle, you can still qualify as long as the title is in your name and free of prior loans or judgments. And besides that fact, there are more benefits to note about car title loans.

Benefits Of Title Loans

Our Process Is Easy And Quick

The way you get your title cash quickly is through our simple and convenient process. We make sure to get you on your way as soon as possible – if you are approved – so you can put your attention onto whatever situation prompted you to need a title loan. It all begins with you filling out our online form. Once you submit the form with your basic information, you will receive a phone call from one of our knowledgeable loan representatives to go over what the next steps are, what you have to bring in with you, and to answer any preliminary questions you may have – even though you will have a chance to sit down and really get into all the details. Once you are done with the phone call, you can make your way over to us with the required items and finish some paperwork and vehicle inspection.

Our Required Items Are Easy To Gather Up

When it comes to getting through our process, there are some required items you have to bring in with you. Lucky enough for you, these items are not at all hard to gather up and carry around. We don’t require you to bring us a stack of paperwork that you barely understand. We only require you to bring us three items; and it is likely that you already have these things in your possession, so bringing them into our store should be easy. Those items are:

• Your driver’s license or state issued ID that says you are 18 or older.
• Your vehicle that will be inspected to determine how much money you qualify for.
• Your title to that vehicle that is in your name and free of any prior loans or judgments.

We Welcome All Credit

When it comes to credit, if you have a poor credit score, that may trip you up when it comes to other traditional bank loans. You may be disqualified immediately or you may have some additional hurdles to get over. That isn’t the case here in Louisiana. We make sure to welcome you no matter what you credit looks like. So whether you have poor credit or amazing credit, you can still come apply and be approved. If that was one thing holding you back from coming to apply, well, it doesn’t have to. We will sit down to see if you can be approved – with or without a good credit history.

You Can Use It When You Are In A Bad Situation

I mentioned at the beginning that title loans are for when you are in a bad financial situation unexpectedly. What I mean by that is you find yourself in situations like medical emergencies that you cannot financially deal with on your own. Whether you just stayed in the hospital for a while or you had to have a big medical procedure, those expenses are great. With your title loan you can qualify for anything between $300 - $1,400. That kind of money can help you out when you just cannot deal with those bills on your own. Your title loan can also handle emergency home repairs, auto repairs, or if you find yourself without a job and cannot pay for your essential items.

Keep Your Car And Make Quick Money, Today!

So, there you have it. Even if you are going through some pretty financially stressful situations, you don’t have to go to the extreme and sell your vehicle. Looking into title loan places near you, which are all over Louisiana, will open you up to all the benefits you get with a title loan. When you are in situations like medical emergencies or you’ve suddenly lost your job and need some quick cash for essentials, a car title loan can really offer up a lot of assistance. So, what are you waiting for? Keep your car and get the quick cash you need right at Cash Cow of Louisiana.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.