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Handling Emergency Expenses During The Holidays With A Payday Loan

One of the biggest threats to anyone’s holidays is emergency expenses. No matter who you are or what your financial status is, emergencies can happen at any time. If you find that you can’t handle those expenses alone when they come, a payday loan from Cash Cow could help you take care of them quickly.

With this quick and short-term loan, you can overcome your financial hurdle and get back to enjoying time with friends and family! Keep reading to learn about the emergencies this loan can help handle.

What Are Common Emergency Expenses A Payday Loan Can Help You With?

1. Medical Bills

Injuries and illnesses don’t take time off during the holidays, which could mean a hefty medical bill. That’s especially true when you consider how people often climb ladders to decorate their homes – which can easily lead to some bad falls.

Similarly, many people get hurt when working with electrical decorations like lights. Of course, there’s also the issue of diseases, as family members travel from faraway places to gather in crowded spaces. Whatever the medical issue, a payday loan can make it easier to manage the bills.

2. Car Problems

People aren’t the only ones who can ‘fall sick’; cars and other vehicles can, too. Some need urgent servicing, repairs, and replacement parts to stay functional. You can delay some of these expenses – especially if you don’t plan on using your car too often.

If you plan on driving to different locations during the holidays, you’ll need to make sure your car is in good condition. Whenever your car requires emergency repair, a payday loan can get you the money quickly so that you can get these repairs as soon as possible.

holiday cash for emergency expenses

3. House Issues

The holiday season means dealing with cold weather for a lot of people here in Louisiana. This means if your house has a hole in the roof or loses its ability to heat itself, this could lead to big trouble.

For example, you might need to repair or replace the heating in your home urgently before your holiday gatherings begin. If your house needs emergency repairs, you can get those done with the help of a payday loan in Louisiana.

4. Emergency Travel

Since we know that emergencies don’t take a break even during the holidays, this means there is a chance of needing to travel last minute for emergency reasons. Whether you need to travel to help a sick family member or to deal with some other emergency, traveling suddenly can get very expensive.

Last-minute tickets will cost significantly more than regular ones, and you’ll have no choice but to pay for that expense. This means it is worth learning how a payday loan works to help you pay for this trip.

5. High Utility Bills

The last type of emergency you might experience during the holidays is high utility bills. Whether it is a high light bill due to your decorations or a high heat bill due to the colder weather, it is easy to have a high utility bill that you have to deal with quickly before the late fees and interest come in. When you are dealing with this kind of emergency, a payday loan from us at Cash Cow can help you quickly get rid of these bills so you can go back to dealing with your other expenses.

How Payday Loans Can Help With Emergencies

Now that you know what kind of emergency expenses a payday loan can help with, you should know just how this loan helps. Payday loans are an option you can consider because they can give you access to $100 - $300 of emergency money on short notice. 

Plus, if you are approved, you could get this money either on the same day or the next bank business day. When it comes to credit, we welcome everyone to come in no matter what your credit looks like.

How Do You Get A Payday Loan?

Suppose you are dealing with an emergency expense and want a payday loan to cover it. In that case, you don’t have to worry about bringing in too many required items. To find out if you qualify for approval, we only need to see three things when you come into the nearest Louisiana store location. These are the following three items we need to see to decide if you qualify for approval:

  • First, you’ll need a driver’s license or your state-issued photo ID to prove your age.
  • Next, you’ll need your most recent pay stub as proof of income and ability to repay.
  • Finally, you must have a blank check from an active checking account in your name.

Once you prepare these three items, you can take the first step to getting the loan you need and covering your emergency expenses quickly. All you have to do is go to our website and fill out the online form.

From there, we will give you a call and set up a meeting for you to bring in your items. When you arrive, we will assess your items to determine if you qualify. If you do, we will help you finish some paperwork and all you have to do is wait for the money to arrive!

man happy with payday loan money

Access Emergency Funds Now!

Don’t let emergency expenses destroy your carefully laid plans for the holidays. Instead, get in touch with Cash Cow to get a quick and easy payday loan. Take the first step now by submitting the simple online request form to get started.

Soon after that, a representative from a nearby store location will call your number to speak with you. They’ll ensure you understand the process before guiding you through every step of the way.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.