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3 Money Lessons From Mom for Mother's Day

April 25, 2019 | By Mason Roberts

Most of us all grew up listening to mom say things like, “Don’t forget to brush your teeth!” or “Clean up your room!” But your mom probably also had a thing or two to say about money as well.

Money Lessons from Mom

Even as young kids, most of us got our education about household economics and budgeting from our mothers. If your current financial situation has you reaching out for a car title loan near you, take a moment this Mother’s Day to reflect on some of the unforgettable lessons mom taught us that can be applied to our lives today.

Don’t Follow the Crowd

When your mother said these words to you, she may have been talking about smoking cigarettes or driving over the speed limit, but mom’s advice stretches a lot farther than that. We can also apply mom’s “don’t do what everybody else does” policy to our money as well.

The fact is, we tend to do what we see others doing, regardless of whether we should or not. When our peers are spending money like it grows on trees, we’re more likely to do the same. But being a leader and not a follower when it comes to our finances can help keep us stay on track with our budget, allowing us to build a future that’s financially secure.

Nothing In Life Is Free

Mom would remind us that there’s no such thing as a free lunch because everything in life comes at a cost to someone. Everything has a tradeoff - you work hard, you get money. You want to eat? You exchange that money for food. Nobody is “handed” anything in life, and nobody knows that better than our mothers.

Every dollar we have should be one that we had to work for. There’s a reason why we got an allowance for doing household chores. Mom was trying to teach us that money is earned, not given. Learning to work for your money will make you appreciate it more, leading to responsible spending and saving habits.

Do the Right Thing

”It’s never too late to right a wrong” is another one of mom’s wise teachings. It’s advice that makes perfect sense, but nevertheless, we can often find ourselves putting off doing the things we know are right. This same “mom principle” holds true for our finances as well.

If you’re stuck in credit card debt or have a bad habit of over-spending, it’s never too late to turn your financial situation around. It may be tempting to put it off until tomorrow or next week but don’t. Make mom proud this Mother’s Day by getting started on cleaning out your "financial closet" by getting your spending under control and paying down debts.

So focus on yourself, never hesitate to do the right thing and remember that money doesn’t grow on trees. Keeping these money lessons from mom in mind and applying them to your financial life can take you from scraping by to having a bright financial future she’ll be proud of.

Have a Happy Mother's Day!

This Mother’s Day, remember to thank mom for all she’s taught you and show her that all her lessons are still with you to this day.