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Yuletide Magic: 4 Tips for a Great Christmas on a Budget

October 25, 2018 | By Ana Elliot

The stores are filled with Christmas decorations and pretty soon we’ll be greeted by the jolly bells and tones of Christmas music. The season is an infectious one, spreading smiles and joy with all the movies, music, and expectations of a wonderful day.

Celebrate Christmas for Less

If you love Christmas but are cringing a bit while reading this, it might be because you don’t have the budget to celebrate in the way you would like too. Everything around Christmas feels expensive. Buying decorations, doing activities with the family, buying presents – it all costs money and it can very quickly add up and leave you looking at the New Year with limitations instead of resolutions.

But this Christmas season doesn’t need to turn you into a Scrooge. There are plenty of ways to have a very Merry Christmas without sacrificing your Happy New Year. Here are four ways budget-friendly ways to keep your Christmas jolly without taking out a car title loan near you.

DIY Decor

Part of the wonders of Christmas is decorating your home to help get everyone into the festive spirit. But, if this year’s goal is to save money, decorating might be hard. With that in mind, it might be time to try your hand at some good ol’ DIY.

It can be as simple as buying wrapping paper from the dollar store and wrapping pictures you already have on the wall up as if they are presents. You can also cut the cost of a Christmas tree by getting some second-hand shelves of different lengths and making a shelf tree that you can put presents and decorations on and under. There are tons of DIY ideas online to try out yourself!

Local Activities

While there might be a lot of holiday events that cost a lot of money, generally, there are tons of things to do locally that are free or only a few dollars. Check out local events in your area. Common ones that are great for kids are events in malls or parades downtown. Do your research and see what is available for you and your family!

Rethink Your Holiday Meal

Christmas meals are often evening affairs with lots of food and company. Rethinking this feast could help you save some money. It can be as easy as doing a Christmas brunch instead of a Christmas eve meal. Invite all your friends and family over and have a nice brunch before opening presents. Brunch menus are generally significantly cheaper than dinner ones.

It can also be a great time to show off your winter pajamas! If you like the traditional Christmas Eve meal, then we’d recommend doing a potluck. Potlucks are a great way to keep the price down as well as to share things with those you love. It allows everyone to bring their favorite holiday recipe and can often lead to more unique dishes you wouldn’t normally try.


Gifts are one of the best parts of Christmas! Everyone loves gathering around the tree to open presents. But, presents cost money. So, what can be done? Well, one way to cut costs is to do give homemade presents. The holiday season is the perfect time to whip out your old knitting needles or your crochet hook and get to work!

Even making personalized Christmas ornaments can be fun, special, and budget-saving. If you aren’t much for crafting, why not give the gift of an experience or help? Gifting your significant other with a full body massage will not only be a great gift but is something you can both be a part of! Offering to take over a much-hated chore for a month is another great idea.

How Will You Save This Christmas?

Well, there you have it. Our 4 tips for a Christmas season that won’t leave you broke come the new year. While saving money and making financial goals are important, it should never come before bringing your family and friends together for shared joy. With these tips, hopefully, it won’t have to. Happy Holidays and Merry Savings!